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Services

SmartPoints

WyHy's SmartPoints is our uniquely designed rewards program to show you, the member, our appreciation for your loyal membership! As a member, you earn 100 SmartPoints for every year of membership — and for every dollar of interest paid or dividends earned you earn one point! And if that isn't easy enough, the more services you add the more points you earn. For example, we award points for direct deposit, Online Banking, Bill Pay, eStatements, eAlerts, new loans and referring a new member.

You don't have to sign-up for anything, or manually track and manage your SmartPoints because you automatically start earning SmartPoints when you perform certain actions, and we take care of all the tracking and management for you. So take a look at the very little you need to do in order to save money on a loan, or earn more on a deposit. It's just another way we thank you for being a member of WyHy.

*For Term Share Certificates 24 months and greater.
**SmartPoints discounts are not available for Real Estate Loans (with the exception of Streamline Mortgages) or VISA Credit Cards. The SmartPoints program also does not apply to mortgage product fees.

Not all fees can be waived using SmartPoints. Contact us with any questions or to learn more.

WyHy Wealth Management

Could use a break from a monthly payment? We're with you.

Through our Skip-A-Pay program, we offer qualifying members the ability to skip up to two (2) loan payments within a 12-month period without penalty, but interest will still accrue.*

  • $25 fee if done online, $50 fee if done over the phone or at a branch
  • To sign up through Online Banking, log into your account, click on the Loan Options tab, select the Skip-a-Payment option, review the loans you are able to skip and then agree to the Terms and Conditions
  • Great for freeing up some cash for the holidays, vacation — anytime!

*For full Skip-A-Pay qualifying loans and program details, please click here or contact us for full details.

Coin Counter

  • The coin machine counts pennies ($0.01), nickels ($0.05), dimes ($0.10) and quarters ($0.25)
  • Coin machine automatically counts coins and produces a receipt. The receipt is then taken to the teller window to be deposited into an existing account or exchanged for cash.
  • Coin counting services are free for Members. For non-Member fees, please refer to the Fee Schedule

Foreign Currency - eZForex

With our new partner, eZForex, WyHy is able to provide our members:

  • One-Stop Shopping — ezforex simplifies your shopping experience by offering over 125 foreign currencies delivered securely via UPS to your home or office
  • No Hidden Fees — You only pay the current exchange rate plus shipping
  • Delivery — Once the payment clears, the order is shipped for the next business day delivery
  • We Notify You — We place a courtesy call and send an email to alert you that your order is on the way

For more information or to exchange currency, please go to WyHy eZForex.com

Mail Deposits

Members can mail in deposits. Deposits are processed daily and posted on the date received. If deposits are received on Saturday or Sunday, they will be posted the next business day.

Please mail deposits to:
WyHy Federal Credit Union
P.O. Box 20050
Cheyenne, WY 82003

Money Orders

  • WyHy offers Travelers Express Money Orders for Members to purchase
  • Payment is guaranteed
  • For fees, please refer to our Fee Schedule

Night Deposit Service

A safe and convenient way to make deposits at the Credit Union after normal business hours.

Notary Services

  • A Notary Public is any person appointed and commissioned by the State to act as a certifying official who attests and authenticates the signature and statement or oath of an individual on a particular document, or any other act that a Notary Public in the State is authorized by law to perform
  • Notary services are free

Official Checks

Funds are drawn from a member's account in check form.

Payroll Distribution

Allows members to have their designated payroll distributed to make loan payment(s) and share deposit(s) within the Credit Union.

Safe Deposit Boxes (Cheyenne Only)

  • Safe Deposit Boxes are locked storage units within the Credit Union's vault to store valuable personal possessions such as jewelry, special documents, etc.
  • The Cheyenne branch is the only location that offers this service
  • Members may access their box anytime during branch hours
  • Three sizes (and prices) are available
  • For sizes and fees, please refer to our Fee Schedule

SmartPayment Protection

You've worked hard to ensure your financial security. But what would happen to you or the people you care about if there was an accident or you lost your job? SmartPayment Protection can ease the emotional strain of such a loss by relieving some of the financial stress from your loved ones.

SmartPayment Protection Information

Telephone Teller

  • Account access 24 hours a day, 7 days a week using any touch-tone phone
  • Free local, or long-distance phone call
  • Accounts may only be accessed with a specific telephone banking PIN number
  • Contact us to establish your access number, or complete a PIN Application form

TurboTax

Do your own taxes with TurboTax®! WyHy members can save $5 on TurboTax Federal Deluxe edition. Start now and get your guaranteed maximum refund!

Wire Transfers

  • Wire transfers are an easy way to send and receive money to and from another financial institution
  • Wire transfers must be requested in-person
  • For fees, please refer to our Fee Schedule
  • WyHy's Routing Number: 307086691

Wiring Instructions

Sending Money to WyHy

Send to:
Alloya Corporate FCU
184 Shuman Blvd, Ste 400
Naperville, IL  60563
ABA/Routing #271987635

Further to:
WyHy FCU
1715 Stillwater Avenue
Cheyenne, WY 82003
ABA/Routing #307086691

Sending Money from WyHy Elsewhere

  • The name, street address, city, state, zip code, account number and routing number of the financial instituion the funds will be sent to
    • Should the financial instituion use an intermediary financial institution like WyHy does, their information will also be needed
  • The full name, account number, street address, city, state and zip code of the person receiving the wire
    • Wires will rejected if a PO Box is given

 

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