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Home Loan Center


So let’s get you into the home where your heart belongs.

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WyHy partners with CU Members Mortgage to offer our Members a wide variety of mortgage options. Members are able to finance the purchase of their new home — or refinance their existing loan — all at competitive rates and great member service.

  • Conventional, VA, FHA and USDA home loan options
  • Loan to Value (LTV): Up to 100%
  • 10, 15, 20 and 30 fixed rate terms
  • Secondary market mortgages are available for homes in all 50 states
  • Financing is available for investment and second home properties as well
  • Flexible repayment terms
  • Interest Rates: Current secondary market rate
  • Early Payoff Penalty: None
  • Interest: Monthly 360 day accrual
  • Monthly Payments: Payments can be mailed, made online or processed through auto-deduction
    • You may also elect to make bi-weekly payments instead of monthly payments resulting in the equivalent of making 13 monthly payments in 12 months. This may reduce the term of your mortgage by several years depending on the product and payment method selected.
    • Easy online access to make payments, check your balance and more
  • Statements: Mortgage accounts can be viewed by accessing the Colonials Savings' (the parent company of CU Members Mortgage) website at http://www.ServiceHomeLoan.com
  • Or look to pay your home loan off sooner with WyHy's Streamline Mortgage
  • We also offer Reverse Mortgages, Home Equity Loans and Lines of Credit
  • Preferred Realtors and Realtor Rebate Programs available

Visit CU Members Mortgage Home Loan Center to learn more or to apply today!

Click here for information on things to know when researching home loans.

Housing Counselor Tool

The Consumer Financial Protection Bureau has a tool to help consumers access advice on buying a home, renting, defaults, foreclosures, and credit issues through local housing counselors. The housing counselor locator:

  • Shows consumers the 10 closest U.S. Department of Housing and Urban Development-approved counselors in their zip code
  • Tells consumers which services a given counselor provides, such as rental housing counseling, pre-purchase counseling, or default resolution counseling
  • Lists the languages offered by each counselor

Find a Housing Counselor

CU Members Mortgage is a division of Colonial Savings, F.A. NMLS 401285.

   Did you attend the Homebuying 101 webinar in April 2021?
   Click here to view a copy of the presentation from our co-hosts at CU
   Members Mortgage.