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CreditBuilder Auto Loan

Better Credit Straight Ahead

Get back on the road of financial independence with an auto loan that rewards your on-time payments with reduced rates and gives your credit a chance to improve.

With our CreditBuilder Auto Loan:

  • Your auto loan rate will be reduced by 0.25% every six months as long as you make your monthly payments on time*
  • This can occur over the lifetime of your auto loan with a total of a full 1.00% rate reduction maximum*
  • You can use a CreditBuilder Auto Loan for a new or used vehicle purchase or for refinancing a current loan you have with another lender to WyHy

By simply making on-time payments, you'll have the opportunity to start improving  your credit score AND save money by reducing your auto loan rate over time.

And with all WyHy auto loans, you can:

  • Apply online
  • Call anytime to apply and get pre-approved
  • Select the repayment terms that work best for you — 24 to 84 months on new and used autos
  • Not worry about any early payoff penalties
  • Make your monthly payments in a variety of ways: in person, through the mail, auto deduction, payroll deduction, Online Banking or telephone banking
  • Receive statements via Online Banking, or through the mail
    • Members who select eStatements via Online Banking will be able to view their statements on the 1st day of each month

*Click here for full CreditBuilder Auto Loan details and disclosures.

Apply Now   View Rates

*Rates and loan terms subject to credit approval. Loan interest accrues from loan origination date. Other conditions may apply. Existing WyHy loans do not apply. Membership eligibility required. Rates are subject to change. Contact the Credit Union for full details.