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Streamline Mortgage

If you’re looking for a new way to balance your budget, now is the time to take control. Refinancing with a Streamline Mortgage offers a unique opportunity to cut decades off scheduled payments while putting money back in your wallet.

Apply Online   View Rates   Online Payments

Future-proof your mortgage for a better tomorrow

  • Limited time only, low fixed rate Streamline Mortgage terms
  • $499 Closing Costs
  • Own your home in 10 years

At WyHy, we’ve designed a refinancing model built with predictability and savings in mind. Our Streamline Mortgage gives you the opportunity to own your home in 10 years or less while improving your financial health.

With low fixed rates, and no surprise closing costs, a Streamline Mortgage is more than a way to save money - it’s a way to future proof your finances. If you’re ready for a mortgage that offers peace of mind, we’re with you.

Our Streamline Mortgage offers:

  • Loan to Value: Up to 70%*
  • Repayment Terms: You have several options to choose from, based on your credit score and loan amount. Payments will remain the same through the term of the loan. The term of the loan does not exceed 10 years.*
  • Interest Rate: Based on the current CU Members 15/10 year and loan-to-value
  • Closing Fee: One-time fee of $499 to cover recording, releasing, title and flood certificate. Appraisal fee may be required.
  • Early Payoff Penalty: None
  • Late Fees: 5% of the payment or $25.00, whichever is greater after 10 days
  • Interest: Monthly 360 day accrual
  • Make your monthly payments in a variety of ways: in person, through the mail, auto deduction, payroll deduction, Online Banking or telephone banking
  • Receive statements via Online Banking, or through the mail
  • Members who select eStatements via Online Banking will be able to view their statements on the 1st day of each month
  • Other requirements: Flood insurance may be required by the Underwriter
  • Apply online
  • Call anytime to apply and get pre-approved

Streamline Mortgages are available to those who own property in the State of Wyoming and are financing low dollar mortgages with substantial equity.

Contact Us    Apply Online    View Rates   Online Payments

*APR = Annual Percentage Rate. Rates “as low as” dependent on creditworthiness and subject to WyHy approval. Rate is accurate as of 3/30/20. Call for updates. Terms and Conditions may apply. Rates and Terms are subject to eligibility and may change without notice. Contact the Credit Union for full details regarding any WyHy loan products.