WyHy Federal Credit Union

Effective February 22, 2021

Secured Vehicle Loans - APR* as low as
Term	APR* as low as
24 Months	2.90%
24 Months: Payment Saver	4.40%
36 Months	3.15%
36 Months: PaymentSaver	4.65%
48 Months	3.40%
48 Months: PaymentSaver	4.90%
60 Months	3.40%
60 Months: PaymentSaver	5.15%
72 Months	3.65%
72 Months: PaymentSaver	5.40%
84 Months	4.15%

Secured Recreational Vehicle Loans - APR* as low as
Term	APR* as low as
24 Months	4.65%
36 Months	4.90%
48 Months	5.15%
60 Months	5.40%
72 Months	5.65%
84 Months	6.15%
96 Months	6.15%

Recreational Vehicles Above $30,000 - APR* as low as
Term	APR* as low as
108 Months	6.40%
120 Months	6.40%
144 Months	6.90%
180 Months	6.90%

For example, a vehicle loan with a balance of $10,000 with an APR of 3.15% for 36 months would result in a payment of $291.48 per month.

Personal Loans
Loan Type	APR* as low as
Unsecured Personal Loan	7.95%

VISA Platinum Credit Cards
Card Type	APR* as low as
Non-Rewards	8.15%
Rewards	9.15%

Mortgage & Home Equity Loans
Loan Type	APR* as low as
In-House 20-Year First Mortgage	3.11%
Secondary Market Mortgage (30-Year & Government)	Call for today's rate
Streamline First Mortgage	2.76%
Second Mortgage (Home Equity Fixed Rate Loan)	2.31%
Hybrid HELOC (Home Equity Line of Credit)	3.75%
In-House Investment Property Loans (15-Year)	4.75%
Commercial Real Estate Loan (15-Year)	Call for today's rate

Click here to review some important loan information.

*APR = Annual Percentage Rate. Rates "as low as" dependent on creditworthiness, Auto Pay, and/or SmartPoints discounts. Auto Pay and SmartPoints discounts are not available for the Overdraft Lines of Credit, PayDay Loans or Real Estate Loans. Rates can change at any time. For example, a Second Mortgage (Home Equity Fixed Rate Loan) with a balance of $20,000 with an APR of 4.620% for 180 months would result in a payment of $154.23 per month. VISA Credit Card rates are variable and subject to change based on changes in the Prime Rate. PaymentSaver Auto Loan: All loans are subject to credit approval. Valid toward vehicles that are 5 years old or newer. Subject to mileage restrictions. This is a balloon lending program and various terms and rates are available. Other terms and conditions may apply. Contact the Credit Union for full details regarding any WyHy loan product and program.