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Rates

Effective November 30, 2020

Secured Vehicle Loans - APR* as low as
Term APR* as low as
24 Months 2.90%
24 Months: Payment Saver 4.40%
36 Months 3.15%
36 Months: PaymentSaver 4.65%
48 Months 3.40%
48 Months: PaymentSaver 4.90%
60 Months 3.40%
60 Months: PaymentSaver 5.15%
72 Months 3.65%
72 Months: PaymentSaver 5.40%
84 Months 4.15%
Secured Recreational Vehicle Loans - APR* as low as
Term APR* as low as
24 Months 4.65%
36 Months 4.90%
48 Months 5.15%
60 Months 5.40%
72 Months 5.65%
84 Months 6.15%
96 Months 6.15%
Recreational Vehicles Above $30,000 - APR* as low as
Term APR* as low as
108 Months 6.40%
120 Months 6.40%
144 Months 6.90%
180 Months 6.90%

For example, a vehicle loan with a balance of $10,000 with an APR of 3.15% for 36 months would result in a payment of $291.48 per month.

Personal Loans
Loan Type APR* as low as
Unsecured Personal Loan 7.95%
VISA Platinum Credit Cards
Card Type APR* as low as
Non Rewards 8.15%
Rewards 9.15%
Mortgage & Home Equity Loans
Loan Type APR* as low as
In-House 20 Year First Mortgage 3.160%
Secondary Market Mortgage (30 Year & Government) Call for today's rate
Streamline First Mortgage 2.810%
Second Mortgage (Home Equity Fixed Rate Loan) 4.000%
Hybrid HELOC (Home Equity Line of Credit) 3.750%
In-House Investment Property Loans (15 Year) 4.750%
Commercial Real Estate Loan (15 Year) Call for today's rate

Click here to review some important loan information.

*APR = Annual Percentage Rate. Rates "as low as" dependent on creditworthiness, Auto Pay, and/or SmartPoints discounts. Auto Pay and SmartPoints discounts are not available for the Overdraft Lines of Credit, PayDay Loans or Real Estate Loans. Rates can change at any time. For example, a Second Mortgage (Home Equity Fixed Rate Loan) with a balance of $20,000 with an APR of 4.620% for 180 months would result in a payment of $154.23 per month. VISA Credit Card rates are variable and subject to change based on changes in the Prime Rate. PaymentSaver Auto Loan: All loans are subject to credit approval. Valid toward vehicles that are 5 years old or newer. Subject to mileage restrictions. This is a balloon lending program and various terms and rates are available. Other terms and conditions may apply. Contact the Credit Union for full details regarding any WyHy loan product and program.