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Routing # 307086691 | Wiring Instructions

Rates

Effective October 3, 2022

Secured Vehicle Loans - APR* as low as
Term APR* as low as
24 Months 3.90%
36 Months 4.15%
48 Months 4.40%
60 Months 4.40%
72 Months 4.65%
84 Months 5.15%
Secured Recreational Vehicle Loans - APR* as low as
Term APR* as low as
24 Months  5.65%
36 Months  5.90%
48 Months  6.15%
60 Months  6.40%
72 Months  6.65%
84 Months  7.15%
96 Months  7.15%
Recreational Vehicles Above $30,000 - APR* as low as
Term APR* as low as
108 Months 7.40%
120 Months 7.40%
144 Months 7.90%
180 Months   7.90%

For example, a vehicle loan with a balance of $10,000 with an APR of 3.15% for 36 months would result in a payment of $291.48 per month.

Personal Loans
Loan Type APR* as low as
Unsecured Personal Loan  11.15%
VISA Platinum Credit Cards
Card Type APR* as low as
Non-Rewards  11.15%
Rewards  12.15%
Home Loan for Purchases
Type/Term Rate as low as
30 year first mortgage  7.500%
20 year first mortgage  6.960%
15 year first mortgage  6.960%
Home Loan Refinance
Type/Term Rate as low as
30 year first mortgage  7.500%
20 year first mortgage  6.960%
15 year first mortgage  6.960%
10 year Streamline first mortgage  6.610%
Home Equity Loans
Type Rate as low as
Hybrid HELOC
(Home Equity Line of Credit)
 6.750%
Fixed Term Second Mortgage
(Home Equity Closed End Loan)
 6.160%
Investment Properties
Type Term Rate as low as
Purchase Investment Property 10-30 year 7.750%
Refinance Investment Property 10-30 year 7.750%
Commercial Real Estate   Call for today’s rate

Click here to review some important loan information.

*APR = Annual Percentage Rate. Rates "as low as" dependent on creditworthiness, loan to value, cash out selection, Auto Pay, and/or SmartPoints discounts. Auto Pay and SmartPoints discounts are not available for the Overdraft Lines of Credit, PayDay Loans or Real Estate Loans. Rates can change at any time. Home loan refinance rates are based on no cash out, adding cash out will adjust the rate. For example, a Second Mortgage (Home Equity Fixed Rate Loan) with a balance of $20,000 with an APR of 4.620% for 180 months would result in a payment of $154.23 per month. VISA Credit Card rates are variable and subject to change based on changes in the Prime Rate. Other terms and conditions may apply. Contact the Credit Union for full details regarding any WyHy loan product and program.