WyHy Federal Credit Union - CashBack Checking

All the perks without the pain.

The hoops other cash back checking accounts make you jump through make it difficult to earn their highest possible cash back. But with WyHy, we’re in the business of keeping things simple, so with our new CashBack Checking account all you have to do is:

Make at least 12 Debit Card purchases each month
Use automatic payments for at least one bill or other transaction outside of WyHy, or SmartDeposits for Direct Deposit*
Sign up for and use eStatements

And that's it! Do this and you'll earn 2.25% cash back on debit card purchases up to $300 per month*

You can also earn unlimited ATM fee refunds up to $4.99 each!*

CashBack Checking also comes with FREE online banking and bill pay, mobile banking with mobile deposit, a VISA EMV Debit Card with Digital Wallet— all the services you want with your checking account.

So why wait?

Call or stop by a branch to learn more and to start earning 2.25% cash back on things you do every day.* We’ll even make the changeover as simple as possible.

Statement & Qualification Dates
Start Date	End Date
1/1/2023	1/31/2023
2/1/2023	2/28/2023
3/1/2023	3/31/2023
4/1/2023	4/30/2023
5/1/2023	5/31/2023
6/1/2023	6/30/2023
7/1/2023	7/31/2023
8/1/2023	8/31/2023
9/1/2023	9/30/2023
10/1/2023	10/31/2023
11/1/2023	11/30/2023
12/1/2023	12/31/2023

* In order to earn cash back using Your VISA Debit Card and be eligible to receive unlimited credit for domestic ATM fees incurred (not to exceed $4.99 per transaction), during each period beginning one business day prior to the first day of the current statement cycle through one business day prior to the close of the current statement cycle ("Monthly Qualification Cycle") You must: (a) make 12 or more point of sale transactions (evidenced by Your statement) using Your VISA Debit Card; and (b) make at least one direct deposit to, or ACH debit from, Your Cash Back Checking Account; and (c) consent to receive Your statements electronically. Cash back credits and ATM fee reimbursements will be credited to Your Account on the first day of Your statement cycle. Cash back credits will be earned at the rate of 2.25% of the first $300.00 of point of sale transactions that involve the use of Your signature and/or personal identification number (PIN) during a Monthly Qualification Cycle. The maximum cash back that may be earned during the Maximum Qualification Cycle is $6.75 and any amount that would have exceeded the maximum is forfeit. If you do not meet the qualifications for a qualification you will not earn any cash back for that period. To receive credit for domestic ATM fees incurred that exceed $4.99, you must present an ATM receipt to the Credit Union that details the amount of such fee, together with the date and location of the transaction. We must hear from you within 60 days after the statement cycle should you have any questions regarding the rewards on your account. Foreign/out of country ATM fees are not reimbursable. Primary accountholder members with WyHy can only have one rewards-based checking account with WyHy (CashBack Checking or SmartReturns Checking). Terms effective 1/1/2022. Federally Insured by NCUA. Contact the Credit Union or see your WyHy membership Agreements and Disclosures for full details.