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Routing # 307086691 | Wiring Instructions

Lower Your Monthly Payment

Love your home, but not the monthly payment? We have your covered!

Refinance to lower monthly payment, remove mortgage insurance, or both.

   View Rates   Apply Now 

If you love your home, but not your home loan we are here to help. We have a variety of options to help lower your monthly payment and remove private mortgage insurance. 

Conventional Home Loans

A great option for the home owner who has 20 or more years remaining on their existing mortgage, or wants to take advantage of equity in their home to remove private mortgage insurance.

  • Up to a 30 year term to keep monthly payment low
  • Escrow included in monthly payments
  • No out of pocket closing costs 
  • Loan to value up to 97% based on appraised value
  • Private mortgage insurance is removed at 80% loan to value -- take advantage of rising home values!

In House 20 year loans

Our in house first mortgage loans are a great option for the member who has 20 years or less remaining on their current home loan, and wants to take advantage of minimal closing costs.

  • Up to 20 year term
  • Minimal closing costs that can be included in loan amount for no out of pocket cost
  • Loan to value up to 90%
  • Appraisal waivers available with loan to value less than 80%
  • Loan is serviced by your friendly WyHy staff