It's Youth Month, and at WyHy, we understand the profound impact that early exposure to financial literacy can have on a child's future. By instilling healthy money management habits from a young age, we not only equip children with essential life skills but also empower them to make informed financial decisions as they grow.

Equipping teens with essential life skills is important for their future success. As teens navigate through the complexities of adolescence, developing a strong foundation in financial literacy becomes increasingly crucial. Recognizing this need, WyHy hopes to support teens through innovative programs aimed at fostering financial independence and educational growth.

This April, WyHy is excited to join in the national celebration of Credit Union Youth Month, a time dedicated to teaching our youngest members about the importance of financial literacy and fostering sound money habits early in life. At WyHy, we believe that financial education is a cornerstone of a prosperous future, and what better way to begin this journey than during Youth Month 2024?

Tax filing deadlines are approaching…have you filed yet? To lessen the anxiety of the season, take this opportunity to explore overlooked deductions that can help lower your tax bill. While most people are aware of popular deductions like mortgage interest and charitable contributions, there are several lesser-known categories that can help you save.

Did you know that WyHy has a partnership with Coinstar, providing members with an innovative way to deposit funds? Well, it's true! Now, you can directly deposit your coins into your WyHy account, making managing your finances even more convenient.

In today's dynamic financial landscape, finding lucrative investment opportunities is crucial for securing a stable and prosperous future. At WyHy, we're committed to empowering our members with smart financial choices

As tax season approaches, have you asked yourself, are you maximizing your tax refund potential? If you qualify for a Traditional IRA and haven't reached the yearly maximum contribution, you might be missing out on an opportunity to enhance your tax refund.

In the ever-evolving landscape of banking, WyHy remains committed to providing our members with cutting-edge digital banking features. We are excited to share some of the key digital banking features that can enhance your financial experience.

Thinking about moving around your debts? It's a smart move for anyone wanting to get a grip on their finances. The big perk? You could save a bunch on interest. Shifting those balances from high-interest cards to a lower or zero-interest card means less money going to interest and more towards what you actually owe. Plus, bundling up all those different debts into one payment makes things easier to manage.

As we usher in fall, millions of borrowers are resuming their monthly student loan payments. But unfortunately, students aren’t the only individuals with money on their mind. If you’re a student or graduate, it's crucial to be aware of online scammers who target borrowers with the aim of cashing in. Here are some strategies for protecting yourself and your finances.

At WyHy Federal Credit Union, we understand that buying a home is more than just a financial transaction; it's a milestone. That's why we've partnered with Servion Mortgage to bring our valued members an exclusive Home Buying Webinar that aims to guide you through the intricacies of the home-buying process.

In an era defined by digital innovation and on-the-go lifestyles, WyHy is at the forefront of banking technology with our latest offering - Digital Card Issuance.

As the back-to-school season starts, we want to remind you and your teens about an empowering opportunity that paves the way for their financial independence—the WyHy Independence Account. Just like the excitement of returning to school, this account is all about embarking on a journey of growth, learning, and taking charge of finances.

Imagine receiving a text message that seems to be from WyHy, urging you to log in to verify your account activity. What would you do? If you're like most people, you might feel a sense of urgency to address the matter promptly. However, this is likely a phishing scam.

You’ve planned every aspect of your summer vacation. You’ve double-checked your suitcase and memorized your itinerary, but are your finances in order? Stay on top of your accounts and keep your vacation stress-free with eAlerts.

Have you found yourself wondering if you could qualify for a mortgage, but you aren’t certain where to start? Great news is that we’re with you as you take your first steps toward homeownership! Buying a home and getting a mortgage is likely to be the largest financial transaction that most of us undergo, and at WyHy we are passionate about ensuring that our members are successful in every step of the process -- from planning all the way to closing!

In today's fast-paced business landscape, having a reliable financial partner is essential for any organization striving for success. WyHy is proud to offer a comprehensive suite of business banking solutions tailored to meet the diverse needs of businesses of all sizes.

As Independence Day approaches, we're excited to celebrate the spirit of freedom, patriotism, and financial well-being with our members. This Fourth of July, as we come together to commemorate our nation's independence, we also want to take the opportunity to provide some valuable credit union tips to ensure our members' financial independence and security.

If you're carrying a balance on your credit card, you may not realize just how much money you're losing to interest charges. High interest rates can eat away at your hard-earned money and make it difficult to get ahead financially. But there's good news! You have the power to take control of your finances and start saving.

As adults, how we handle finances sends a powerful message to children. That’s why it’s important to model the healthy money management behaviors that we want the kids in our lives to adopt. 

Your teen's credit history will have a lasting impact on their adulthood. Good credit opens doors to affordable homeownership, while poor credit can create financial obstacles for years to come. Building credit, however, can be a challenging "chicken-and-egg" situation. Your teen needs credit to build credit, but they struggle to prove their responsibility without an opportunity.

In today's ever-evolving digital landscape, it's crucial to stay one step ahead of fraudsters who are constantly seeking ways to exploit unsuspecting individuals. WyHy is committed to ensuring the safety and security of your financial information, but it's equally important for you to be informed and proactive in protecting yourself against fraud. Stay vigilant, be proactive, and let's join forces in the fight against fraud.

Your debit card is as necessary to have on hand as your cell phone, but that makes it an easy target for thieves.  At WyHy we want to help our members prevent debit card fraud by providing useful tips and information.

Credit Union members must stay alert to the latest attempts by scammers to access personal financial data. Some of our members have recently received phone calls and texts from fraudsters posing as WyHy employees. Fraudsters spoof credit union phone numbers and email addresses to gain members’ trust before stealing account funds.

Did you know, you can now see your Smart Points in WyHy home and mobile banking? You can, and it's easy!

With the equity you’ve built up in your home over the years, you could be sitting on a lot of money! When you’re ready to put your home’s equity to work, you may be wondering which option is best for you – a home equity loan or a home equity line of credit (HELOC).

Do something nice for your friends this Valentine's Day: Refer them to the WyHy family! By introducing them to WyHy, they'll enjoy all the benefits and financial rewards of one of the area's most popular and respected financial institutions. What a great way to build a relationship – for everyone!

At WyHy, your financial security is one of our top priorities. We’ve recently updated our card controls to help you take your security to the next level by giving you the flexibility to choose how you restrict or allow access to your WyHy debit card.

Are you looking to invest your money but not sure what option is right for you? Consider a Certificate. Certificates let you invest your money at a higher interest rate while ensuring your hard-earned cash is safe and secure

Did you know, kids who learn about personal finance early in life are more likely to make good financial decisions when they are older? In addition, early financial literacy helps kids form responsible spending and saving habits throughout life. They also turn into adults who are savvy about investments!

Adjustable Rate Mortgages, also known as ARMs, are a 30-year home loan type that has a lower interest rate for the first 5, 7, or 10 years of the loan, followed by an adjustable rate after the initial fixed term expires.

VA home loans are one of many tools that WyHy offers to ensure our members find the best home loan for their unique financial situation. VA loans are government-backed loans that allow WyHy to offer special benefits for qualifying borrowers!

Life is busy. At WyHy, we try to make banking as simple as possible for our members. Take a look at all of the ways that you can check banking tasks off of your to-do list from wherever you are.

For many of us, making a budget seems like a daunting and stressful task. However, a budget is an essential component of money management and can help you get a handle on your finances and plan for your future.

Your teen has graduated high school and is off to college in the fall! We're with you with a few important tips to set your teen up for financial success through their college years and beyond!

Debt consolidation rolls multiple debts, typically high-interest debt such as credit card bills, into a single payment. Debt consolidation might be a good idea as it can help you reduce your total debt and reorganize it so you can pay it off faster.

June 26th marked the 88th anniversary of the Federal Credit Union Act, signed into law by President Franklin D. Roosevelt during the Great Depression on June 26, 1934. The Act was designed to give Americans more access to credit through a community-based approach. 

The current Guinness World Record for most credit cards belongs to Zheng Xiangchen who has 1,562 credit cards in his name. If you carefully stacked the cards end to end, they'd reach over the top of a four-story building.

Online banking has made remote banking extremely easy, but there are still times you need the help of an actual banking professional!

We love having you as a WyHy Member and we hope you love being a member! As a member, why not share the value of membership with your family, friends, and your co-workers?

Don't miss out on the smartest checking account around! Did you know that with WyHy's FREE SmartReturns Checking Account you'll earn 3.00% APY* on balances up to $15,000!

At WyHy we believe that membership DOES have its privileges and that these benefits should be offered with the best rates and lowest fees possible.

In the past when you wanted to use your home’s equity you had to choose between the flexibility of a HELOC or the steady payments of a fixed rate Home Equity Loan. Now, you can have both with WyHy’s new Hybrid HELOC.

It’s been several months, but you might remember that we asked for your vote on the look of the redesigned WyHy Debit Card. You certainly let us know!  Well, the wait is over, and the members have spoken!  You wanted to show off the beauty of our great state.

There’s no doubt about it - improving financial health can improve health in general. Questions and concerns around finances, investing, and retirement can cause unwanted stress. Our financial advisors, Evan Kulak & Michael McDermott, can help improve your financial health & wellness.

Whether you’re buying your first home or your tenth, WyHy is thrilled to announce we now have a full array of mortgage products available for every need. Hopefully, you have seen the Home Equity specials that we are currently offering. Great rates, fixed-rate options, and no fees!  

Having your information stolen can be a stressful experience; particularly when the information stolen gives the thief access to your finances.While there are ways to recover from debit card fraud, a good offense is always the best defense.

Home prices around the US have seen rapid increases since 2019. Property values are at their highest since 2005, increasing more than 13% from March 2020 to March 2021. Those prices aren’t only in hot markets — valuations are rising from coast to coast.

There are many reasons why banking at WyHy is the smart choice. Unlike banks that are owned by investors, WyHy is owned by YOU, our members. You are much more than a simple customer, you're a member/owner in the WyHy family. Membership gives you the opportunity to have a say in the way WyHy is run.

It's a known fact that a vehicle loses around 20% of its value during the first year you own it. During this same one-year period the loan you got to purchase the vehicle does not always decrease at this same 20% rate.

Just in time for the new year and to take advantage of the 0% Balance Transfer / Cash Advance special!

Gone are the days of receiving a stack paper bills in your mailbox and going through books of checks to pay them. A 2017 study reviewed by Credit Union Times found that more than half of all the bills in America are paid online. And while bills offering the option to opt into payments online may be convenient, we think we can do you one better!

With exciting advances in modern technology, Digital Wallets have made it easier than ever to pay and be on your way. And WyHy makes it easy to add your card information to your smartphone or smartwatch and checkout with a simple tap of your device!