With Zelle® it’s now easy to send and receive money from people you trust like family and friends. P2P, or Person to Person payments are a great convenience - and it’s free to WyHy members! It’s similar to cash. So, you want to make sure you use it to pay only those people you know and trust, like your roommate, your dad, close friends, or the kids. It’s not for sending money to people you don’t know, like that stranger on the internet -who is offering a super deal on those adorable puppies.