For many of us, November and December kick off a season of celebrating, family, feasting, and, yes…spending. The holidays are a chance to make memories, but this can also be a time of financial stress—especially if you wait until the last minute to make plans. And let’s be honest: with high-interest rates and student loan payments resuming, many of us are justified in our reticence to spend. Here are a few savings strategies to help you save this season.