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Personal Loans

RELAX...Your holiday budget just got a boost!

We're with you.

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Need extra cash this holiday season? 

Get the boost your budget needs to make the seasons merrier! 

HOLIDAY personal loan rates as low as 4.99% APR!*

*APR = Annual Percentage Rate. 4.99% is the lowest rate for holiday personal loans from November 11, 2019 until January 10, 2020. Rates are based on credit score and not all borrowers will qualify for the lowest rate. Rates and offers are subject to change and cannot be combined with any other offers. All loan approvals are subject to normal underwriting guidelines. Other rates are available. 

Our Personal Loans (also known as Signature or Unsecured Loans) can be used for any need such as holiday purchases, unexpected expenses, large purchases, your dream winter wedding or even a dream vacation. WyHy offers two types of Personal Loans.

Personal Closed-End Loan

  • No collateral and only one distribution of funds per loan
  • Loan amounts starting as little as $1,000
  • Repayment Terms: Up to 60 months, based on the credit score and loan amount

Personal Open-End Loan

  • No collateral and only one distribution of funds per loan
  • Loan amounts starting as little as $1,000
  • Repayment Terms: Minimum payment after each advance is 3% of the outstanding balance or $15, whichever is greater

Information regarding both loan types:

  • Fixed loan rates
  • Processing Fee: Refer to fee schedule
  • Early Payoff Penalty: None
  • Make your monthly payments in a variety of ways: in person, through the mail, auto deduction, payroll deduction, Online Banking or telephone banking
  • Receive statements via Online Banking, or through the mail
    • Members who select eStatements via Online Banking will be able to view their statements on the 1st day of each month
  • Reduce your rate with SmartPoints!

Apply Now   View Rates   Online Payments

Click here to review some important loan information.