Jump to main content

Signature Loans

It's a loan as personal as your signature. When you need to borrow cash fast, but don’t want to dip into savings — We're with you.

Our Signature Loans (also know as Personal Loans) can be used for any need such as education, unexpected expenses, large purchases or even a dream vacation. WyHy offers two types of signature/personal loans.

Unsecured Closed End Signature Loan

  • Closed End Signature Loans have no collateral and only one distribution of funds per loan
  • Repayment Terms: Up to 60 months, based on the credit score and loan amount

Unsecured Open End Signature Loan

  • Repayment Terms: Minimum payment after each advance is 3% of the outstanding balance or $15, whichever is greater

Information regarding both loan types:

  • Fixed loan rates
  • Processing Fee: Refer to fee schedule
  • Early Payoff Penalty: None
  • Make your monthly payments in a variety of ways: in person, through the mail, auto deduction, payroll deduction, Online Banking or telephone banking
  • Receive statements via Online Banking, or through the mail
    • Members who select eStatements via Online Banking will be able to view their statements on the 1st day of each month
  • Reduce your rate with SmartPoints!

Apply Now   View Rates

Click here to review some important loan information.