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Personal Loans

WHATEVER YOU NEED

WHEN YOU NEED IT

We're with you.

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It's a loan as personal as your signature. When you need to borrow cash fast, but don’t want to dip into savings — We're with you.

Our Personal Loans (also known as Signature or Unsecured Loans) can be used for any need such as education, unexpected expenses, large purchases, your dream wedding or even a dream vacation. WyHy offers two types of Personal Loans.

Personal Closed-End Loan

 

 

  • No collateral and only one distribution of funds per loan
  • Loan amounts starting as little as $1,000
  • Repayment Terms: Up to 60 months, based on the credit score and loan amount

Personal Open-End Loan

  • No collateral and only one distribution of funds per loan
  • Loan amounts starting as little as $1,000
  • Repayment Terms: Minimum payment after each advance is 3% of the outstanding balance or $15, whichever is greater

Information regarding both loan types:

  • Fixed loan rates
  • Processing Fee: Refer to fee schedule
  • Early Payoff Penalty: None
  • Make your monthly payments in a variety of ways: in person, through the mail, auto deduction, payroll deduction, Online Banking or telephone banking
  • Receive statements via Online Banking, or through the mail
    • Members who select eStatements via Online Banking will be able to view their statements on the 1st day of each month
  • Reduce your rate with SmartPoints!

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Click here to review some important loan information.