Use the equity you’ve built up in your home for just about anything from home improvements, paying for a wedding or even a college education, all at one of the lowest loan rates we offer. So if you own property in the state of Wyoming, enjoy all these Home Equity Loans benefits:
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Loan to Value: Up to 90%
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Cash: will be dispersed in one lump sum at loan closing
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Payments will remain the same through the term of the loan.
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Repayment Terms: You have several options to choose from, ranging from 5 years up to 20 years. Terms are based on your credit score and loan amount.
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Interest Rates: Based on your credit score, loan to value, and term selected.
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Closing Fee: Fees will vary and are based on loan amount and loan to value. Fees may include, but are not limited to: appraisal fee, document preparation, flood certification, origination fee, recording fee and title insurance.
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Early Payoff Penalty: None
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Late Fees: The greater of 5% of the payment, or $25 after 10 days
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Interest: Monthly 360 day accrual
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Make your monthly payments through a variety of convenient methods: in person, by mail, through auto deduction or payroll deduction, or using our Online Banking or telephone banking
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Receive statements via Online Banking, or through the mail: Members who select eStatements via Online Banking can view their statements on the 1st day of each month.
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