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Cash Out With A 20 Year Home Loan

Lock in one monthly payment at a great rate while taking advantage of the equity you have in your home.

Receive one lump some of cash to use how you see fit.

  Apply Now  View Rates 

Replace your existing mortgage and take out equity while maintaining one monthly payment and a locked in interest rate. This loan is suited to the member who has equity in their home, and an existing mortgage that they want to refinance into a single monthly payment.

  • 15 - 20 year term
  • No private mortgage insurance
  • Loan to value up to 90% with an appraisal
  • Loan to value up to 80% with potential appraisal waiver 
  • Competitive interest rates
  • Option to finance in closing cost
  • Servicing is maintained at WyHy with online loan payments made using WyHy Digital