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Rates

EFFECTIVE November 1, 2017

Secured Vehicle Loans - APR* as low as
Term APR* as low as
24 Months 2.00%
24 Months: Payment Saver 3.50%
36 Months 2.25%
36 Months: PaymentSaver 3.75%
48 Months 2.50%
48 Months: PaymentSaver 4.00%
60 Months 2.75%
60 Months: PaymentSaver 4.25%
72 Months 3.00%
72 Months: PaymentSaver 4.50%
84 Months 4.00%
Secured Recreational Vehicle Loans - APR* as low as
Term APR* as low as
24 Months 3.25%
36 Months 3.50%
48 Months 3.75%
60 Months 4.00%
72 Months 4.25%
84 Months 4.75%
96 Months 4.75%
Recreational Vehicles Above $30,000 - APR* as low as
Term APR* as low as
108 Months 5.00%
120 Months 5.00%
144 Months 5.50%
180 Months 5.50%

For example, an auto loan with a balance of $10,000 with an APR of 2.50% for 48 months would result in a payment of $219.16 per month.

Personal Loans
Loan Type APR* as low as
Unsecured Signature Loan 8.75%
EMV VISA Platinum Credit Cards
Card Type APR* as low as
No Rewards 9.15% 2.99% Holiday Special
Rewards 10.15% 2.99% Holiday Special
Mortgage & Home Equity Loans
Loan Type APR* as low as
In-House 15 Year First Mortgage 4.130%
Secondary Market Mortgage (30 Year & Government) Call for today's rate
Streamline First Mortgage 3.730%
Second Mortgage (Home Equity Fixed Rate Loan) 4.000%
Introductory Rate Home Equity Line of Credit 2.900%
In-House Investment Property Loans (15 Year) 4.398%
Commercial Real Estate Loan (15 Year) Call for today's rate

Click here to review some important loan information.

*APR = Annual Percentage Rate. Rates "as low as" dependent on creditworthiness, Auto Pay, and/or SmartPoints discounts. Auto Pay and SmartPoints discounts are not available for the Overdraft Lines of Credit, PayDay Loans or Real Estate Loans (with the exception of Streamline Mortgages). Rates can change at any time. Introductory Rate HELOC dependent on the loan-to-value (LTV) percentage. For example, a Second Mortgage (Home Equity Fixed Rate Loan) with a balance of $10,000 with an APR of 4.000%‚Äč for 180 months would result in a payment of $73.99 per month. VISA Credit Card rates are variable and subject to change based on changes in the Prime Rate. VISA Credit Card 3% introductory rate discount for 6 months. The 3% introductory rate discount is good for 12 months on balance transfers. Rates do not apply for refinance of existing WyHy loans. PaymentSaver Auto Loan: All loans are subject to credit approval. Valid toward vehicles that are 5 years old or newer. Subject to mileage restrictions. This is a balloon lending program and various terms and rates are available. Other terms and conditions may apply. Contact the Credit Union for full details regarding any WyHy loan product and program. Regarding VISA Credit Card Holiday Special: 2.99% APR for new and existing WyHy Credit Card holders all balance transfers, cash advances, and purchases made during the timeframe of November 1, 2017 through February 28, 2018. The rate will continue on those items until March 25, 2019. After the introductory period is over, the rate will then become variable with rates as low as 9.15% APR. Contact the Credit Union for full details.