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Signature Loans

Unsecured Closed End Signature Loan

  • Closed End Signature Loans have no collateral and only one distribution of funds per loan
  • Repayment Terms: Up to 60 months, based on the credit score and loan amount
  • Interest Rates: Based on borrower's credit score
  • Processing Fee: Refer to fee schedule
  • Early Payoff Penalty: None
  • Interest: Simple interest based on a 365 daily accrual
  • Monthly Payment: Payments may be made in person, through the mail, auto deduction, payroll deduction, online banking or telephone banking
  • Fixed Rate
  • Reduce your rate with SmartPoints!
  • Click Here to view for important loan information

Unsecured Open End Signature Loan

  • Repayment Terms: Minimum payment after each advance is 3% of the outstanding balance or $15, whichever is greater
  • Interest Rates: Based on borrower's credit score
  • Processing Fee: Refer to fee schedule
  • Early Payoff Penalty: None
  • Interest: Simple interest based on a 365 daily accrual
  • Monthly Payment: Payments may be made in person, through the mail, auto deduction, payroll deduction, online banking or telephone banking
  • Fixed Rate
  • Reduce your rate with SmartPoints

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