Second Chance Share Draft Checking

This account offers members an opportunity for a second chance with the share draft checking solution:

  • Minimum Opening Balance: $25
  • Minimum Balance: None
  • Monthly Service Charge:
    • $10.00 if member has direct deposit
    • $15.00 if member doesn't have direct deposit
  • Withdrawals/transfers: Unlimited
  • This account does not:
    • qualify for temporary checks
    • pay dividends
    • qualify for courtesy pay
  • This account does allow for a Visa Debit Card
  • After 12 months of no NSF activity the member may request the account be changed to a regular share draft checking account or a SmartReturns checking account
  • Refer to rate sheet for current rates

Found out more about the WyHy VISA® Debit Card.