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Routing # 307086691 | Wiring Instructions

Monday Messages

SmartReturns Checking

Do you have the right checking account?

Did you know that with WyHy's FREE SmartReturns Checking Account you'll earn 3.00% APY* on balances up to $15,000!

So if you have a checking account somewhere else, or even another WyHy checking account go ahead and compare our SmartReturns Checking Account.

WyHy's SmartReturns checking offers you great earning potential. With our SmartReturns Checking you can earn 3.0% APY* on your money, all with NO minimums, FREE online banking and bill pay, mobile banking with mobile deposit, and a VISA EMV Debit Card with Digital Wallet— all the services you want with your checking account.

Now ask yourself — Why not a SmartReturns Checking Account with WyHy?!

To qualify for Free SmartReturns all you have to do is:

  • Make at least 12 Debit Card purchases each month
  • Use automatic payments for at least one bill or other transaction outside of WyHy, or utilize SmartDeposits for Direct Deposit*
  • Sign up for and use eStatements

And anytime you can't meet the above, you'll still earn 0.05% APY!*
You can also earn unlimited ATM fee refunds up to $4.99 each AND 0.25% on all balances over $15,000!*

Click, ,call, or stop by a branch to learn more and to start earning 3.00% APY* just for having a checking account. We'll make the switching process so easy you'll be shaking your head, wondering why you didn't open a SmartReturns sooner.

Get Started With SmartReturns! 


*APY = Annual Percentage Yield. SmartReturns Checking is a tiered variable rate account, the rate and APY* are subject to change after account is opened. The minimum balance to open this account is $25.00. 3.00% APY* is valid on balances up to $15,000. See www.wyhy.org/smartreturns for full details.