New ride. New rate. New chapter.
We’re entering a new chapter, and we’re bringing our members with us.
Start here. Then drive forward.
Before you head to the dealership, take a minute to set yourself up for something better.
With our Fresh Start Auto Event, you can secure a low rate upfront, so you walk in knowing exactly what you can afford, what your payment looks like, and that you’re getting a great deal.
Because this next chapter? It should start on your terms.
Your Fresh Start Rate
- Rates as low as 4.99% APR*
- Available on 2023 model year and newer vehicles
- For new purchases or refinancing from another lender
Whether you're upgrading your ride or lowering your current payment, this is your opportunity to move forward with confidence.
Don’t shop without it.
Getting pre-approved first means:
✅ You know your rate before you walk in
✅ You can shop like a cash buyer
✅ You stay in control of your financing
✅ No surprises at the dealership
Secure your rate. Then shop your options.
.png)
This is your moment if you’re:
✅ Ready to upgrade your vehicle
✅ Stuck in a higher-rate auto loan
✅ Looking to lower your monthly payment
✅Starting a new chapter... whatever that means for you
.png)
Know your numbers. Own your experience.
Walking into a dealership without pre-approval can leave you guessing. Walking in with it? That’s a different story.
When you secure your rate first, you’re not just shopping, you’re making informed decisions with confidence. You’ll know what fits your budget, what your payment looks like, and where you stand before any conversation even starts.
No pressure. No uncertainty. Just clarity and control.
How It Works
Apply online
Get started in minutes
Lock in your rate
Know your numbers before you shop
Find your vehicle
Visit the dealership with confidence
Drive away
With a better rate and a fresh start
Already have a loan somewhere else? Let’s reset it.
You could lower your rate, reduce your payment, or both.
A fresh start doesn’t have to mean a new car... it can mean a better deal on the one you already have.
Ready to start fresh?
Lock in your rate before you shop and take your next step with confidence.
01 /
APR = Annual Percentage Rate. Rates effective as of April 13, 2026 and subject to change. Must meet membership and credit requirements. Loans subject to approval. Available rates and terms determined by creditworthiness. Offer valid on 2023 model year and newer vehicles for new purchases and refinances from other lenders. Existing WyHy loans do not qualify. No cash out.