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Credit Builder Auto Loan

Cruise towards Credit Success with Credit Builder Auto Loan
Buckle up for a smoother financial ride! WyHy's Credit Builder Auto Loan not only gets you on the road but also paves the way towards a better credit score.

Gear Up for Growth:

  • Reap Rewards for Punctuality: Enjoy a 0.25% rate reduction every six months with timely payments. This can occur over the lifetime of your auto loan with a total of a full 1.00% rate reduction maximum*
  • Credit Score Boost: Watch your credit climb while your rates drop.
  • Flexible Usage: Whether buying new or refinancing, this loan has you covered.

Drive Towards a Brighter Future:

With each on-time payment, you're not just inching closer to owning your vehicle – you're also turbocharging your credit score. Plus, with WyHy, enjoy the perks of online applications, flexible repayment terms, and zero early payoff penalties.

By simply making on-time payments, you'll have the opportunity to start improving  your credit score AND save money by reducing your auto loan rate over time.

With All WyHy Auto Loans, You Can...

Apply Easily

Apply online through our quick and easy application form, or call us anytime to apply and get pre-approved

Pick Terms

Select the repayment terms that work best for you — 24 to 72 months on new and used autos

Pay Your Way

Make your monthly payments in various ways: in person, by mail, auto deduction, payroll deduction, Online Banking, or telephone banking


Enjoy no early payoff penalties and receive your statements through Online Banking or by mail.

Start Your Journey Today!

Ready to build your credit and drive your dream car? Apply for a WyHy Credit Builder Auto Loan today and start building your financial future with us!


WyHy Vehicle Loans and Services

New & Used Auto Loans
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Drive your dream car today! Apply for WyHy’s New and Used Auto Loans and enjoy competitive rates and flexible terms.

Online Loan Payment
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Make your loan payments easy and convenient! Pay your WyHy auto loan online today!

Recreational Vehicle Loans
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Ready for Adventure? Apply for a WyHy Recreational Vehicle Loan today and hit the road with flexible terms and competitive rates. 

Protection Services 
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Protect your investment with WyHy's comprehensive Protection Services, offering peace of mind and coverage for unforeseen events.

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*Click here for full Credit Builder Auto Loan details and disclosures. Rates and loan terms subject to credit approval. Loan interest accrues from loan origination date. Other conditions may apply. Existing WyHy loans do not apply. Membership eligibility required. Rates are subject to change. Contact the Credit Union for full details.