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Streamline Your Home Loan

Unlock Savings and Accelerate Your Mortgage Payoff with WyHy's Streamline Mortgage
Take control of your budget and financial future by refinancing with our Streamline Mortgage. Cut decades off your scheduled payments and boost your savings with our low fixed-rate terms and minimal $499 closing costs.

Future-proof your mortgage for a better tomorrow

  • Low fixed rate Streamline Mortgage terms
  • $499 Closing Costs
  • Own your home in 12 or 15 years
The WyHy Streamline Mortgage allows you to own your home in 12 or 15 years or less while ensuring predictability and stability. With our competitive interest rates, it's more than just a money-saving solution—it's a pathway to financial peace of mind.

A Streamline Mortgage is more than a way to save money - it’s a way to future proof your finances. If you’re ready for a mortgage that offers peace of mind, we’re with you.

Benefit from:

    • Loan to Value: Up to 80% LTV*
    • Repayment Terms: Choose from various options based on your credit score and loan amount, with fixed payments throughout the loan term not exceeding 12 or 15 years.*
    • Competitive Interest Rates: Benefit from our competitive interest rates that are designed to save you money over the life of your mortgage.
    • Minimal Closing Fee: One-time $499 fee
    • No Early Payoff Penalty
    • Late Fees: 5% of the payment or $25.00, whichever is greater after 10 days.
    • Convenient Payment Options: Make monthly payments via multiple channels, including in person, by mail, auto or payroll deduction, Online Banking, or telephone banking.
    • Online Statements: Opt for eStatements via Online Banking for prompt access to your statements
Streamline Mortgages are available to Wyoming property owners with minimum balances and substantial equity. Apply online or call anytime to get pre-approved and start your journey towards financial freedom

Ready to Get Started?

Take the first step towards accelerating your mortgage payoff and unlocking savings with WyHy's Streamline Mortgage. Our streamlined application process makes it easy to refinance your mortgage and start saving money sooner.

Apply Now!

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Terms and Conditions may apply. Rates and Terms are subject to eligibility and may change without notice. Contact the Credit Union for full details regarding any WyHy loan products.

*Max LTV using FHA national low-cost area one-unit mortgage limit floor which was $498,257 for Calendar Year (CY) 2024