Wyoming Prairie

Protection Services

Ensuring you, your family, and your money are taken care of.
At WyHy, we prioritize the well-being and financial security of our members above all else. That's why we're proud to offer a comprehensive suite of Protection Services designed to safeguard you, your family, and your assets against life's uncertainties. We're here to provide you with the peace of mind and financial protection you deserve. Explore our range of services below and take the first step towards greater security and confidence in your financial future.

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Collateral Protection and Insurance (CPI)

WyHy's Collateral Protection and Insurance (CPI) offers a seamless way to access insurance information any time, day or night. Received an insurance request letter from us? Click below to submit your insurance information online.

Submit Your Information

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Smart Payment Protection

You've worked hard to secure your financial future. But what if an accident or job loss occurs? Smart Payment Protection can ease the financial strain by providing coverage to protect you and your loved ones.

Discover Smart Payment Protection Today!

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Guaranteed Asset Protection (GAP)

In the unfortunate event of a total loss due to an accident or theft, your auto insurance may not cover the full outstanding balance on your loan. GAP bridges this gap by covering the difference between your insurance settlement and your loan balance, offering peace of mind and financial security.

Get a No-Obligation GAP Quote!

Mechanical Breakdown Protection (MBP)

WyHy offers Mechanical Breakdown Protection (MBP) which extends coverage for mechanical or electrical repairs beyond the existing manufacturer's warranty. MBP helps ensure that the investment in your vehicle is protected, and reduces the possibility of out-of-pocket expenses when your vehicle suffers an unexpected mechanical failure.

Coverage is available on new and used vehicles up to nine years old or 90,000 miles.

 WyHy MBP Protection 

Depreciation Protection Waiver (DPW)

Depreciation Protection Waiver (DPW) protects your vehicle equity and hedges against depreciation over the life of the loan. In the event of a total loss, DPW provides a waiver benefit equal to the difference between the vehicle value at the time of purchase, less the loan balance at the time of loss up to a maximum waiver benefit of $10,000, or the outstanding loan balance.

Benefits of Protection:

  • Protection for collision
  • Life-of-loan Protection
  • No mileage or year restrictions
  • Protection for theft and fire
  • 100% open enrollment
  • Protection for vehicle depreciation

Ideal For Those Who:

  • Put money down
  • Finance 90% LTV or less
  • Trade in a vehicle
  • Make accelerated loan payments
  • Need to protect equity

Visit WyHy DPW Protection 

*Maximum Waiver Benefit can vary depending on the level of protection selected and/or offered. Please reference the waiver addendum for specifics regarding maximum waiver amounts. *$10,000 Waiver Benefit applies here because the waiver amount will not exceed the lesser of the maximum amount listed in the waiver addendum or outstanding loan balance at total loss. Loan Amortization Used in Example: 2.99% APR, 72-month

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