Holiday Loan


Make the Holidays Bright with a WyHy Winter Loan

Tuck into the season’s joy and skip the financial frost. Our Winter Holiday Loan helps you manage the extra gifts, travel, cozy upgrades and family fun, all while keeping your budget warm. 

 

Why choose WyHy’s Winter Holiday Loan?

  • 🔔 Festive Funding: Up to your holiday-budget amount available to borrow.

  • 🎄 Flexible Terms: A repayment plan that matches your new-year rhythm.

  • 🌟 Easy Access: Simple application with quick approval so you’re not buried in snow (or paperwork).

  • ✅ Transparent Fees: No hidden surprises. Just holiday help.


Holiday Loan Details

  • No Credit Check Required – Relax! This loan doesn’t check your credit score.

  • Instant Approval – Get approved in just 60 seconds with 6 simple clicks.

  • Loan Amount – Up to $2,000 with a 12-month fixed term.

  • Application Fee – $20 (charged at the time of application).

  • Automatic Payments – Set it and forget it, like your out-of-office reply.

  • Only one Holiday or QCash Loan may be open at a time.





Use a WyHy Holiday Loan For:

  • 🎁 Gift shopping for friends and family

  • ✈️ Winter travel, flights or cozy cabins

  • 🏡 Home holiday upgrades and use-the-season décor

  • 🎉 New Year celebrations, event costs or surprise parties

  • 🧳 Emergency winter expenses or unexpected costs — no need to wait!


Apply Today Using Your Mobile App!











How to Apply


Log Into Online or Mobile Banking

Use your WyHy Online Banking or the WyHy Mobile App.

Select Holiday Loan

Navigate to the loans section and choose Holiday Loan/QCash.

Complete Your Application

 Complete the application and submit 

Get Approved

After approval your funds are typically available within 24 hours


Holiday Loan FAQs
No! WyHy Holiday Loans are unsecured personal loans.
Never! You can pay off your loan early without any extra fees.
A $20 non-refundable application fee is charged for each Holiday Loan application, regardless of approval status. The fee is deducted from your Checking or Savings account at the time of application. Payments 11+ days late incur a 5% Late Payment Fee.
  • The APR for the Holiday loan is a fixed rate for the duration of the loan.
  • Must be a member for at least 6 months
  • Maximum 1 loan at a time
  • Eligibility for primary account holder only 





































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The amount of the loan is determined by a proprietary algorithm from QCash. All loan applications are subject to review of eligibility and approval. The APR for the QCash loan is a fixed rate for the duration of the loan. The APR will be 17.99% APR. Late Payment Fee of 5% applies if payment is 11 or more days late. Loans are available to members who meet certain eligibility requirements and are considered a member in good standing. QCash loan is only available through online or mobile banking. No minimum credit score is required