Turn Up the Fun, Not the Financial Stress!
WyHy’s Summer Holiday Loan is your ticket to stress-free travel and unforgettable memories. Whether you're chasing waves, hitting the road, or just planning a little R&R, we’re here to help you fund the summer you deserve, without the credit card hangover.
Why Choose a WyHy Summer Holiday Loan?
🏖️ Competitive Rates – Designed to keep your budget beach-ready.
🕶️ Flexible Terms – Pay it back on your schedule, not your sunscreen’s.
🌴 Quick & Easy Access – Fast approval means your getaway just got closer.
🍹 No Hidden Fees – No surprises. Just sunshine and savings.
Summer Holiday Loan Details
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No Credit Check Required – Relax! This loan doesn’t check your credit score.
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Instant Approval – Get approved in just 60 seconds with 6 simple clicks.
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Loan Amount – Up to $2,000 with a 12-month fixed term.
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Application Fee – $20 (charged at the time of application).
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Automatic Payments – Set it and forget it, like your out-of-office reply.
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Only one Summer or QCash Loan may be open at a time.
Apply Today Using Your Mobile App!
With a WyHy Summer Holiday Loan, You Can:
✔️ Book that long-awaited trip (without dipping into savings)
✔️ Treat the kids to theme parks, camping, or a surprise staycation
✔️ Cover gas, gear, and travel expenses with one easy loan
✔️ Make memories—not minimum payments
Stress Less. Travel More.
Don’t let finances hold you back from the break you’ve earned. A WyHy Summer Holiday Loan makes it easy to relax, recharge, and return ready for anything.
Log Into Online or Mobile Banking
Use your WyHy Online Banking or the WyHy Mobile App.
Select Holiday Loan
Navigate to the loans section and choose Holiday Loan/QCash.
Complete Your Application
Fill in your details, submit, and relax!
Get Approved
Funds are typically available within 24 hours upon approval.
Summer Holiday Loan FAQs
Do I need to provide collateral?
No! WyHy Holiday Loans are unsecured personal loans.
Is there a prepayment penalty?
Never! You can pay off your loan early without any extra fees.
Are there any fees?
A $20 non-refundable application fee is charged for each Holiday Loan application, regardless of approval status. The fee is deducted from your Checking or Savings account at the time of application. Payments 11+ days late incur a 5% Late Payment Fee.
What else should I know?
- The APR for the Holiday loan is a fixed rate for the duration of the loan.
- Must be a member for at least 6 months
- Maximum 1 loan at a time
- Eligibility for primary account holder only
The amount of the loan is determined by a proprietary algorithm from QCash. All loan applications are subject to review of eligibility and approval. The APR for the QCash loan is a fixed rate for the duration of the loan. The APR will be 17.99% APR. Late Payment Fee of 5% applies if payment is 11 or more days late. Loans are available to members who meet certain eligibility requirements and are considered a member in good standing. QCash loan is only available through online or mobile banking. No minimum credit score is required