Holiday Loan

Make This Summer One to Remember With a WyHy Summer Vacation Loan.

Adventure Awaits. We'll Help You Get There.

Summer is for road trips, beach days, family adventures, and making memories that last long after the season ends. A WyHy Summer Vacation Loan gives you the flexibility to enjoy your plans now without putting extra strain on your budget.  

 

Whether you’re planning a weekend getaway with friends, a family vacation, or simply some well-earned relaxation, WyHy makes it easy to fund your summer fun with fast access to cash and affordable repayment options.

Why Members Love the WyHy Summer Loan

  • No Credit Score Required: This loan does not require a minimum credit score.

  • Fast Approval: Most decisions are made in about 60 seconds with a simple application.

  • Loan Amount: Borrow up to $2,000 with a 12-month fixed term.

  • Application Fee: $20, charged at the time of application.

  • Automatic Payments: Payments are set up automatically for convenience.

  • Loan Limit: Only one Summer Loan or QCash Loan may be open at a time.





Loan Details:

  • Borrow Up To: $2,000
  • Fixed Term: 12 months
  • Application Fee: $20
  • Credit Check: None required
  • Approval Time: Approximately 60 seconds
  • Payments: Automatic payment setup required
  • *Please note: Only one Summer Loan or QCash Loan may be open at a time.

Use Your Loan for Summer Fun Like:

  • Family vacations and weekend getaways with friends
  • Gas, lodging, and travel expenses
  • Theme parks, camping trips, and outdoor adventures
  • Summer activities and entertainment
  • Staycations and memory-making moments close to home 

Apply Today Using Your Mobile App!







How to Apply


Log Into Online or Mobile Banking

Use your WyHy Online Banking or the WyHy Mobile App.

Select Summer Loan

Navigate to the loans section and choose Summer Loan/QCash.

Complete Your Application

 Complete the application and submit 

Get Approved

After approval your funds are typically available within 24 hours


Summer Loan FAQs
No! WyHy Summer Loans are unsecured personal loans.
Never! You can pay off your loan early without any extra fees.
A $20 non-refundable application fee is charged for each Summer Loan application, regardless of approval status. The fee is deducted from your Checking or Savings account at the time of application. Payments 11+ days late incur a 5% Late Payment Fee.
  • The APR for the Summer loan is a fixed rate for the duration of the loan.
  • Must be a member for at least 6 months
  • Maximum 1 loan at a time
  • Eligibility for primary account holder only 












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The amount of the loan is determined by a proprietary algorithm from QCash. All loan applications are subject to review of eligibility and approval. The APR for the QCash loan is a fixed rate for the duration of the loan. The APR will be 17.99% APR. Late Payment Fee of 5% applies if payment is 11 or more days late. Loans are available to members who meet certain eligibility requirements and are considered a member in good standing. QCash loan is only available through online or mobile banking. No minimum credit score is required