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Money Market Accounts

High yield and easy access.
Grow your savings while maintaining easy access to your funds with a Money Market Account from WyHy Federal Credit Union. Our Money Market Accounts offer competitive rates and the flexibility to withdraw funds when you need them, making them an ideal choice for members seeking higher returns without sacrificing liquidity.

Key Features:

  • Competitive Rates: Earn higher interest rates than traditional savings accounts with our Money Market Accounts. Your funds will continue to grow steadily over time, helping you reach your financial goals faster.
  • Tiered Interest Rates: Enjoy even greater earning potential with tiered interest rates that reward higher balances. The more you save, the more you'll earn with our Money Market Accounts.
  • Easy Access: Unlike Term Share Certificates, Money Market Accounts offer flexibility when it comes to accessing your funds. Make withdrawals in person, online, or through our mobile banking app whenever you need to, without penalty.
  • Check Writing Privileges: Take advantage of check writing privileges with our Money Market Accounts. Write checks directly from your account to cover expenses or make purchases without the hassle of transferring funds (limited to three check withdrawals per month).
  • Federally Insured: Rest easy knowing that your funds are safe and secure. Our Money Market Accounts are federally insured up to the maximum allowed by the NCUA, providing added peace of mind.





WyHy Money Market Accounts

Money Market accounts allow you to readily access your cash, but with greater earning potential. All you have to do is maintain a minimum balance of $2,500. And with great earning rates, your money will grow right before your eyes.

  • Minimum Opening Balance: $2,500
  • Monthly Service Charge: $10 if balance drops below minimum of $2,500
  • Withdrawals/Transfers: Allowed up to six (6) pre-authorized, automatic, online banking, telephone transfers or withdrawals to another Credit Union account, or to a third party during any statement period. No more than three (3) of the six (6) transfers may be made by check, draft, debit card or similar order to a third party.
  • This account can be used as an overdraft protection tool.
  • Dividends are figured on the average daily balance and compounded monthly



MAX Money Market Accounts

Designed for those looking to bring larger amounts of new money into savings but don't want to be locked into a term — our MAX Money Market* allows you to get the most out of your money.

It really is that simple. High earnings without any hoops to jump through. What more can we say, and what are you waiting for?!









How It Works


Open Your Account 

All you have to do is maintain a minimum balance of $2,500. And with great earning rates, your money will grow right before your eyes.

Grow Your Savings

Watch your savings grow with our  competitive interest rates. Take advantage of tiered rates to maximize your earning potential. There is a Monthly Service Charge of $10 if balance drops below minimum of $2,500.

Access Your Funds

You can move your money around with online transfers, phone transactions, and moving cash to another account or to someone else. 

Protect Yourself

If you need to cover an overdraft, this account has your back! 

Start Saving Today!

Ready to start saving with a Money Market Account from WyHy? With competitive rates, easy access to funds, and the security of federal insurance, our Money Market Accounts offer everything you need to reach your savings goals.


















Other WyHy Savings Options

Share Savings
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A share account at WyHy is more than just a basic savings account—it's your key to membership in our not-for-profit financial cooperative

WyHy Certificates
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Secure your savings with WyHy Certificates! Grow your money with guaranteed returns and flexible terms. Start investing today!  

Fast Trac Savings
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Fast track your savings goals! Reach your financial milestones quicker with competitive rates and easy access to your funds.  

IRAs 
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Invest in your tomorrow with tax-advantaged savings options tailored to your financial goals. Secure your retirement future with WyHy IRAs.




HSAs
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Take control of your healthcare expenses with WyHy HSAs. Enjoy tax benefits while saving for medical costs. Start building your health and wealth. 

Trust Accounts
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Secure your assets and plan for the future with WyHy Trust Accounts. Safeguard your legacy and ensure your loved ones' financial security.
 



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*Account requires member to have a minimum balance $100,000.00 (money from other accounts at WyHy cannot be transferred into a MAX Money Market). APY = Annual Percentage Yield. Contact the Credit Union for full details. Insured by NCUA.