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Cash Back Checking

Put Money Back in Your Pocket
At WyHy Federal Credit Union, we understand the importance of maximizing your financial benefits while simplifying your banking experience. That's why we're excited to introduce our Cash Back Checking account, designed to reward you for your everyday spending and banking activities.

Key Benefits:

  • Earn Cash Back: With our Cash Back Checking account, you can earn 2.25%* cash back rewards on purchases made with your debit card. Every time you swipe your card for groceries, dining out, gas, and more, you'll earn cash back that gets deposited directly into your account.
  • No Monthly Fees: Say goodbye to monthly maintenance fees. Our Cash Back Checking account has no minimum balance requirements and no monthly service charges, allowing you to keep more of your hard-earned money.
  • Convenient Access: Enjoy convenient access to your funds with our nationwide network of ATMs. Withdraw cash, check your balance, and make deposits surcharge-free at thousands of ATMs across the country.
  • Online and Mobile Banking: Manage your Cash Back Checking account anytime, anywhere with our intuitive online and mobile banking platforms. Check your balance, view transactions, transfer funds, and more, all from the palm of your hand.
  • Free Bill Pay: Simplify your bill payment process with our free online bill pay service. Schedule one-time or recurring payments, track payment history, and stay organized with our user-friendly bill pay platform.
  • Overdraft Protection: Rest easy knowing that your Cash Back Checking account comes with optional overdraft protection to help you avoid costly overdraft fees. Choose from linked savings accounts, lines of credit, or overdraft transfer services to cover unexpected expenses.

How It Works:

Earn 2.25%* Cash Back on debit card purchases up to $300 per month!

Start Spending Wisely

Make a minimum of 12 Debit Card purchases every month. With each transaction, you're not just making purchases, you're actively contributing to your financial growth and unlocking the full potential of your account benefit.

Set Up Automatic Payments

Set up automatic payments for a minimum of one bill or transaction outside of WyHy. By automating your payments you streamline your financial management process, ensuring convenience and efficiency in your banking experience.

Sign Up For eStatements

Opt-in for eStatements to seamlessly manage your account statements online. By enrolling in eStatements, you gain instant access to your financial records, reducing paper clutter and environmental impact while enjoying the convenience of electronic document delivery.

Redeem Your Rewards

And that's it! Do this and you'll earn 2.25%* cash back on debit card purchases up to $300 per month*

You can also earn up to $20 ATM fee refunds per month!* Start earning 2.25%* cash back on things you do every day.

Experience the benefits of Cash Back Checking

 Start earning 2.25%* on your everyday purchases. Take advantage of our Cash Back Checking account to maximize your financial potential and enjoy hassle-free banking.

 Other WyHy Checking Accounts 

Smart Returns Checking
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Just $25 to start, no minimum balance, no monthly fees, unlimited withdrawals/transfers.
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Unlock the benefits of streamlined banking with WyHy Business Checking today. Join now for hassle-free financial management!
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Tailored for high schoolers, no minimum balance, no monthly fees, unlimited online/mobile banking, free Visa Debit Card, & more.

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With Cash Back Checking, earn cash back on debit card transactions and up to $20 ATM fee refunds per month. Qualify each Monthly Qualification Cycle by making 12 or more VISA Debit Card transactions, a direct deposit or ACH debit, and opting for electronic statements. Cash back credits and ATM fee reimbursements will be applied on the first day of your statement cycle. Earn 2.25% cash back on the first $300 of signature/PIN transactions per cycle. Terms apply.