*Cash back credits will be earned at the rate of 2.25% of the first $300.00 of point of sale transactions that involve the use of Your signature and/or personal identification number (PIN) during a Monthly Qualification Cycle. The maximum cash back that may be earned during the Maximum Qualification Cycle is $6.75 and any amount that would have exceeded the maximum is forfeit.
In order to earn cash back using Your VISA Debit Card and be eligible to receive unlimited credit for domestic ATM fees incurred (not to exceed $4.99 per transaction, nor $20.00 per Monthly Qualification Cycle), during each period beginning one business day prior to the first day of the current statement cycle through one business day prior to the close of the current statement cycle ("Monthly Qualification Cycle") You must: (a) make 12 or more point of sale transactions (evidenced by Your statement) using Your VISA Debit Card. The debit card transaction must post as a Point of Sale (POS) in order to qualify, not as an ATM transaction; and (b) make at least one direct deposit to, or ACH debit from, Your Cash Back Checking Account; and (c) consent to receive Your statements electronically. Cash back credits and ATM fee reimbursements will be credited to Your Account on the first day of Your statement cycle. Terms apply.