Celebrate the Season with Smart, Stress Free Spending!
From November 1, 2025 to February 28, 2025, all WyHy VISA® card purchases and balance transfers will enjoy 0% APR* through August 2025.
So go ahead—shop, give, travel, and celebrate—without the extra cost. It’s our way of adding more joy to your season (and your wallet).
Enjoy the Benefits:
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0% APR* on purchases and balance transfers
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No transfer fees – Move your high-interest balances with zero extra cost
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No annual fees – Keep your card with no added charges
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Valid through February 28, 2025 – Act now for the best savings
Why WyHy Visa®?
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Secure & Simple – Add it to your digital wallet for contactless peace of mind
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Advanced Protection – Enhanced security features for confident shopping
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Nationwide Access – Use anywhere Visa® is accepted
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Member-First Flexibility – No hidden fees, just real value
Apply now and take advantage of interest-free spending through August. Whether you’re finishing up your holiday list, planning a winter getaway, or paying off higher-rate debt—you can do it all with confidence and clarity.
Joy Now, Benefits That Last All Year
No Annual Fee - Ever!
Enjoy your WyHy Visa® all year long without worrying about extra charges just to keep your card open. While other cards might sneak in hidden costs, WyHy keeps it simple and transparent. No annual fee means more of your money stays with you. Use your card with confidence, knowing you won’t be paying for it unless you use it.
Smart spending starts with a smarter card!
Free Credit Score Monitoring
With WyHy, keeping an eye on your financial health is part of the package. You’ll get free access to your credit score, right from your online banking dashboard, anytime, anywhere. Plus, you can see the key factors that influence your score, so you can make informed decisions and stay in control of your financial future.
It’s one more way we help you spend wisely and grow stronger financially!
Digital Wallet Compatible
Your WyHy Visa® fits right into your life and your phone. Easily add your card to Apple Pay®, Google Pay™, or Samsung Pay® and make fast, secure purchases anywhere contactless payments are accepted.
From last-minute gifts to grocery store runs, just tap and go. No digging through your wallet or touching a keypad required.
It’s convenience, security, and holiday hustle all in one simple swipe (or tap).
Already a WyHy Visa® Holder?
Great news! From November 1, 2025, through February 28, 2026, every purchase and balance transfer you make with your WyHy Visa® automatically qualifies for 0% APR*, letting you enjoy interest-free savings all the way through August 2026.
It's Easy to Take a Break from High Interest
*With WyHy’s 0% APR Visa®**, getting started is simple and smart.
Step 1:
Apply for Your Card
It’s fast, easy, and secure. Apply online or through our Virtual Branch. Most members get approved in minutes.
Step 2:
Transfer High-Rate Balances
Consolidate your debt to one card and one easy monthly payment. No balance transfer fees, no stress.
Step 3:
Enjoy 0% Intro APR*
Use your WyHy Visa® for everyday purchases and transferred balances all at 0% APR through August 2026. Pay down debt faster and keep more money in your wallet.
New to WyHy?
We’ve made it easier than ever to apply and manage your finances with WyHy. Our Virtual Branch allows you to bank from virtually anywhere, with the same friendly service you’d expect from our in-person branches. From account management to applying for your new WyHy Visa®, we’ve got you covered.
No matter where you are!
*APR=Annual Percentage Rate. Promotional rate valid through the August 2026 billing cycle. After that, the rate will return to the standard qualified rate. New and existing cardholders are eligible. Terms and conditions apply. Rates, terms, and promotions are subject to change without notice.