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Less interest. More breathing room.
A smarter way to start fresh.
A fresh start doesn’t mean starting over. It means using the right tools to get ahead. With the 0% Visa, you can move high-interest balances, manage everyday expenses, and give your budget the breathing room it needs without interest getting in the way.
Two Smart Ways to Use 0%:
Fresh Start for Existing Balances
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Transfer higher-interest credit card balances and enjoy 0% APR for 12 months. More of each payment goes toward what you owe, not interest.
Fresh Start for What’s Ahead
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Get 0% APR on purchases made through February 28, 2026, with the promotional rate lasting through the August 2026 billing cycle.
This limited-time offer runs through February 28, 2026, giving you a real window to reset and make the most of interest-free spending through the August 2026 billing cycle. Whether you’re moving higher-interest balances at 0% for 12 months or handling everyday expenses at 0% through February, this card gives you the breathing room to pay down debt, plan ahead, and stay in control. Less interest. More control. A smarter way to start fresh.
One card. Two ways to reset.
No Annual Fee. Ever.
Keep your Visa open year-round without paying just to have it. There’s no annual fee and no hidden charges, so more of your money stays where it belongs.
Simple. Transparent. Easy to keep.
Free Credit Score Monitoring
With WyHy, keeping an eye on your financial health is part of the package. You’ll get free access to your credit score, right from your online banking dashboard, anytime, anywhere. Plus, you can see the key factors that influence your score, so you can make informed decisions and stay in control of your financial future.
It’s one more way we help you spend wisely and grow stronger financially!
Digital Wallet Ready
Your Visa fits right into your day and your phone. Add it to Apple Pay®, Google Pay™, or Samsung Pay® for fast, secure, contactless purchases wherever digital wallets are accepted.
From everyday errands to planned purchases, just tap and go. No wallet digging. No keypad touching. Just simple, secure convenience.
Already a WyHy Visa® Holder?
You’re already set. Purchases and cash advances made between November 1, 2025, and February 28, 2026, automatically qualify for 0% APR*, with interest-free savings through the August 2026 billing cycle. No activation required.
Less interest. More breathing room.
With WyHy’s 0% APR* Visa®, getting started is simple and smart.
Step 1:
Apply for Your Card
It’s fast, easy, and secure. Apply online or through our Virtual Branch. Most members get approved in minutes.
Step 2:
Transfer High-Rate Balances
Move balances from higher-interest cards and enjoy 0% APR on balance transfers for 12 months*, simplifying to one easy monthly payment.
Step 3:
Enjoy 0% Intro APR*
Enjoy 0% APR on purchases and cash advances through the August 2026 billing cycle*. Pay down balances faster and keep more of your money.
New to WyHy?
We’ve made it easier than ever to apply and manage your finances with WyHy. Our Virtual Branch allows you to bank from virtually anywhere, with the same friendly service you’d expect from our in-person branches. From account management to applying for your new WyHy Visa®, we’ve got you covered.
No matter where you are!
*APR = Annual Percentage Rate. 0% APR applies to balance transfers for 12 months (3% balance transfer fee applies). 0% APR on purchases through February 28, 2026, with promotional rate valid through the August 2026 billing cycle. After promotional periods, standard qualified rates apply. Terms and conditions apply. Federally insured by NCUA.