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Your Credit Score and So Much More with SavvyMoney®

Understand Your Credit. Build Your Confidence. Take Control of Your Financial Future.
Woman using WyHy's SavvyMoney® free credit monitoring tool through WyHy's Mobile Banking.

Your credit score is more than just a three-digit number. It's an important part of your financial health and can play a big role in life's major milestones, from buying your first car to purchasing a home. But do you know what's influencing your score or how to improve it?

At WyHy Federal Credit Union, we believe understanding your credit is the first step toward making confident financial decisions. That's why we offer SavvyMoney®, a FREE credit monitoring and financial education tool available right inside your WyHy Online and Mobile Banking!

Your Credit Score Is Just the Beginning!

With SavvyMoney®, you can do more than simply check your score. You'll have access to personalized insights and helpful resources designed to give you a clearer picture of your credit health.

Here's what you can explore with SavvyMoney®:

  • Daily Credit Score Access: Stay up to date with your credit score and track your progress over time.

  • Personalized Credit Report: Take a closer look at your credit history and better understand the factors influencing your score.

  • Real-Time Credit Monitoring Alerts: Stay informed about important changes to your credit.

  • Credit Score Simulator: See how different financial decisions, like paying down debt, could potentially impact your score.

  • Personalized Credit Insights: Discover helpful tips and recommendations to make smarter financial moves.

Whether you're working toward a financial goal or simply want to stay informed, SavvyMoney® puts valuable information right at your fingertips.

Will Checking Your Credit Score Hurt It?

Here's some good news! Checking your credit score through SavvyMoney® will NOT negatively impact your score.

SavvyMoney® uses what's called a soft inquiry, meaning you can check your credit as often as you'd like without affecting your score.

And the best part? It's completely FREE for WyHy members!

Getting Started Is Easy!

Ready to take a closer look at your credit? Accessing SavvyMoney® takes just a few simple steps:

  1. Log In: Open your WyHy Online Banking or Mobile App.

  2. Find Your Score: Locate the "Credit Score" option on your account dashboard.

  3. Get Started: Enroll in SavvyMoney® to explore your credit score, report, and personalized financial tools.

It's that simple! No additional app is needed.

Your Financial Future Starts with Understanding Your Credit

At WyHy, we're committed to helping our members make informed financial decisions and achieve their goals. Whether you're building credit, preparing for a major purchase, or simply looking to improve your financial wellness, SavvyMoney® can help you take the next step with confidence.

Ready to see the full picture of your credit?

Explore SavvyMoney® and Get Started Today!

We're WyHy. We're Wyoming. We're With You.

SavvyMoney® is an educational tool. Scores shown may differ from those used by lenders for loan decisions. WyHy membership and enrollment in Online Banking and SavvyMoney® are required.