Why Being a WyHy Member Pays Off

At WyHy, we like to keep things simple. When you win, we win. That’s because as a credit union, we’re not here to make profits for shareholders. We’re here to give back to you, our members. And we do that every day with lower loan rates, better savings returns, and fewer fees than you’ll typically find at banks.

Real Savings You Can Feel

In the past year alone, WyHy returned more than $7.6 million in direct financial benefits to our members.

That’s about $345 per member.
Or $725 per household.

And if you’re someone who uses WyHy for all your banking needs, the value jumps even higher. Loyal members took home an average of $1,988 in savings and benefits last year.

Borrow Smarter, Pay Less

When you need a loan, WyHy helps you keep more of your money:

Auto loans: A member financing a $30,000 new car saves about $288 a year in interest. Over 5 years, that’s $1,440 back in your pocket.
Mortgages: Our fixed and adjustable-rate mortgages are consistently lower than those of banks. That means smaller payments and more money to put toward your goals.
Credit cards: With rates 3 to 4 percent lower than banks (and more like 10% lower than the nationwide banks!), carrying a balance doesn’t hit as hard.

Watch Your Money Grow

It’s not just about borrowing. When you save with WyHy, your money works harder for you.

Our checking accounts, certificates, and IRAs earn more than what you’d likely get elsewhere.
Altogether, members earned nearly $3.8 million more in savings benefits last year.

Keeping Fees in Check

Nobody likes fees. That’s why we work hard to keep them low.

Lower closing costs on mortgages
Smaller fees on credit cards
Fewer account charges overall

Altogether, our members saved more than $62,000 in fees last year alone.

Why It Matters

At the end of the day, being a WyHy member means more than just having a checking account. It means real financial benefits that add up fast.

Over $7.6 million returned to members in one year
Hundreds, or even thousands, of dollars in savings per household
A financial partner that’s truly in your corner

That’s the WyHy difference. We’re Wyoming, we’re with you, and we’re always working to help you keep more of what’s yours.

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