not featured
2026-01-19
Loans
published
 
featured
2017-04-24
category
published
3 minutes

Financial Hangover, Fixed.

If the holidays left behind more than memories, you’re not alone. January has a way of showing up with credit card balances, winter bills, and surprise expenses all at once. It’s not a failure. It’s just how the season works.

The good news? There’s a reset button.

The 2026 Holiday Reset Loan is designed to help you regroup, simplify your payments, and start the year with a plan that actually works.

January Bills Hit Hard. This Loan Helps You Clean It Up and Move On.

The Holiday Reset Loan gives you a simple, budget-friendly way to handle post-holiday expenses without dragging them through the rest of the year.

  • Budget-Friendly Funding
    Access funds to cover holiday leftovers, winter costs, or unexpected expenses.

  • Flexible Repayment
    A 12-month fixed term with payments designed to fit a post-holiday budget.

  • Easy to Apply
    A simple application with fast decisions, no paperwork marathon required.

  • Clear Terms
    Straightforward pricing you can understand from the start. No fine-print gymnastics.

Holiday Reset Loan Details

Here’s what to expect:

  • No Credit Score Required
    This loan does not require a minimum credit score.

  • Fast Approval
    Most decisions are made in about 60 seconds.

  • Loan Amount
    Borrow up to $2,000 with a 12-month fixed term.

  • Application Fee
    $20, charged at the time of application.

  • Automatic Payments
    Payments are set up automatically for convenience.

  • Loan Limit
    Only one Reset Loan or QCash Loan may be open at a time.

What Can You Use a Holiday Reset Loan For?

This loan is flexible, because real life is.

  • Catching up on holiday expenses

  • Winter travel or planned time away

  • Home expenses or seasonal needs

  • New Year events or special occasions

  • Unexpected winter or emergency expenses

If it helps you reset and move forward, it counts.

Apply Today Using Your Mobile App

Getting started is quick and easy.

How to Apply:

  1. Log into Online or Mobile Banking
    Use your WyHy Online Banking or the WyHy Mobile App.

  2. Select Holiday Loan
    Navigate to the loans section and choose Holiday Loan/QCash.

  3. Complete Your Application
    Fill out the application and submit.

  4. Get Approved
    After approval, funds are typically available within 24 hours.

A financial hangover doesn’t have to linger all year. Clean it up, simplify your payments, and start fresh with a Holiday Reset Loan.

Financial Hangover, Fixed.

Apply in the WyHy App

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