Organizational Checking

Key Features:

1. Designed for Organizations: Our Organizational Checking account is specifically designed to meet the banking needs of nonprofits, clubs, associations, and other organizations. Enjoy features and benefits tailored to support your entity's financial management requirements.
   
2. Low Fees: We believe in keeping banking affordable for organizations of all sizes. With our Organizational Checking account, you'll benefit from transparent fee structures and minimal account maintenance charges, helping you maximize your resources.
   
3. Online Banking: Manage your organization's finances conveniently from anywhere with our robust online banking platform. Monitor account balances, view transaction history, and initiate transfers with ease, all from the comfort of your office or home.
   
4. Mobile Banking: Stay connected to your organization's finances while on the go with our mobile banking app. Access account information, deposit checks remotely, and approve transactions from your smartphone or tablet, providing flexibility and convenience.
   
5. Debit Card Access: Simplify day-to-day spending for your organization with a dedicated debit card linked to your Organizational Checking account. Use your card for purchases, withdrawals, and payments, both in-person and online, wherever Visa® is accepted.
   
6. Direct Deposit: Streamline payroll processing and expense reimbursements with direct deposit for your organization's employees and members. Ensure timely and secure distribution of funds, eliminating the need for paper checks and manual processing.
   
7. Overdraft Protection: Protect your organization from overdrafts and insufficient fund situations with our overdraft protection options. Choose from linked savings accounts, lines of credit, or other funding sources to cover unexpected expenses and avoid disruptions to your operations.
   

How It Works:

1. Account Setup: Visit one of our branch locations or contact our business banking team to open an Organizational Checking account for your entity. Provide the necessary documentation, such as proof of organization and identification, to complete the account setup process.
   
2. Initial Deposit: Fund your Organizational Checking account with an initial deposit to establish your account balance. This initial deposit will ensure that your organization has sufficient funds to cover any upcoming expenses or transactions.
   
3. Access Banking Services: Once your account is open, you'll gain access to a range of banking services designed to support your organization's financial management needs. Utilize online banking, mobile banking, and other tools to monitor account activity and conduct transactions securely.
   
4. Manage Finances: Use your Organizational Checking account to manage incoming and outgoing funds for your organization. Track expenses, reconcile accounts, and maintain accurate financial records to support effective decision-making and compliance with regulatory requirements.
   
5. Explore Additional Services: As your organization grows and evolves, explore additional banking products and services available at WyHy Federal Credit Union. From business loans to merchant services, we offer a comprehensive suite of solutions to help your organization thrive.