One of the biggest advantages of banking with a credit union is that there are no outside shareholders expecting profits.

At a traditional bank, a portion of the profits is distributed to investors. At WyHy, those profits stay within the credit union and are reinvested to benefit the people who actually own it. You!

Here's how that benefits members:

• Better rates. Because WyHy isn't focused on maximizing returns for investors, surplus revenue can be used to offer lower loan rates and higher returns on deposits.
• Fewer fees. Instead of generating profit for shareholders, WyHy works to keep banking affordable by reducing unnecessary fees whenever possible.
• Improved products and services. Earnings are reinvested into better technology, innovative financial products, rewards programs, and services that make banking easier and more valuable for members.
• Investment in local communities. Reinvestment doesn't stop at banking. WyHy also supports Wyoming through sponsorships, volunteerism, financial education, scholarships, and partnerships with local nonprofits and community organizations.
• Decisions made with members in mind. Because members are the owners, WyHy's success is measured by how well it serves them, not by quarterly profits. 

Not yet a member?