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Hail Happens. Are You Covered?

Summer in Wyoming isn’t just about rodeos and road trips; it’s also peak hail season. If you’ve lived here long enough, you know that the skies can turn mean fast. Just this June, supercell storms dumped golf ball-sized hail across Wyoming, tearing through cars, roofs, and even wildlife.

That’s the reality of living in "Hail Alley."


But here’s the good news: you can’t stop hail, but you can protect yourself from the financial fallout.


What is Auto Deductible Reimbursement?

When you protect your vehicle with WyHy’s GAP, you automatically get Auto Deductible Reimbursement (ADR) at no additional cost. That means if your vehicle is damaged in a covered event and you have to pay your deductible, you can be reimbursed up to $500 per loss—with unlimited losses per year.


So whether a hailstorm cracks your windshield, dents your hood, or totals your ride, you’ve got support to help absorb the financial blow.


Why GAP Insurance Matters Too

Let’s say that a storm totals your car. You’re still on the hook for the full loan balance, even if your insurance payout falls short. That’s where GAP (Guaranteed Asset Protection) steps in. GAP covers the difference between what your car is worth and what you still owe on it.


Because nothing stings more than making payments on a vehicle that’s already sitting in a salvage yard


Don't Let Summer Storms Wipe You Out

We’ve seen firsthand how fast Wyoming weather can turn. A 10-minute storm can lead to months of repairs, insurance claims, and unexpected bills. With WyHy’s Auto Advantage Program, members get the peace of mind of both Auto Deductible Reimbursement and the option to add GAP insurance—so you’re never left out in the rain, financially speaking.

And hey, while you're at it—maybe clear out that garage. Just in case.