Hail on the ground. What to do with hail damage Wyoming WyHy

Hail Happens

Don’t Let Hail Storms Derail Your Finances

Hail is a fact of life in Wyoming, but damage to your vehicle or home doesn’t have to be a financial disaster. If your car or house has been damaged by hail, WyHy is here to help you navigate the insurance claims process and keep your loan in good standing.

First Things First: Assess the Damage

After the storm has passed, take photos and videos of any damage as soon as it’s safe. Document dents, cracked windows, roof damage, siding, and anything else affected.

File Your Insurance Claim Promptly

Most auto and homeowners insurance policies cover hail damage. The sooner you file, the better:

  • Contact your insurance company right away.

  • Provide the documentation you gathered.

  • Ask if they require an inspection or if they’ll send an adjuster.

Pro Tip: Schedule repairs as soon as possible. After a major storm, repair shops often fill up quickly and waitlists can get long. The sooner you get on their schedule, the better. 

Notify WyHy (We’re on Your Team)

If your vehicle or home is financed through WyHy, let us know about the damage and your claim status. We’ll work with your insurance provider to ensure the claim is processed smoothly and any funds are applied correctly to your loan.

What we might ask for:

  • A copy of your insurance claim

  • The repair estimate

  • The settlement check details (especially if it’s made out to both you and WyHy)

Using Your Insurance Check

In many cases, the insurance company will issue a check made payable to both you and WyHy. That’s normal. Just bring the check into any WyHy branch, and we’ll walk you through the endorsement process and help ensure the repairs move forward.

Need to use the check to pay off your loan instead? Let’s talk. We’ll help you understand your options.

Need to Skip a Payment?

If hail damage has disrupted your budget and you need help managing your loan payments, WyHy offers flexible solutions like Skip-a-Pay and financial counseling. Just reach out.






















We're WyHy. We're Wyoming. We're with You.

We know hail season is stressful. If you're navigating damage, insurance, and loans all at once, let us help take something off your plate.

Reach Out!

FAQs

Start by reaching out to your auto or homeowners insurance provider to see if it makes sense to file a claim. Most policies cover severe weather damage, including things like fallen trees. Ask when an adjuster will come out to inspect the damage and when you might receive your claim check. 
Typically yes — if you have comprehensive auto coverage or homeowners insurance. Check with your provider.
That’s where GAP insurance can help. Ask us if you’re unsure whether you have it.
Your first step is to contact your insurance company to report the incident and start your claim process.
 In the unfortunate event of a total loss due to an accident or theft, your auto insurance may not cover the full outstanding balance on your loan. GAP bridges this gap by covering the difference between your insurance settlement and your loan balance, offering peace of mind and financial security.
 
If you have GAP insurance through WyHy, you can initiate a claim by calling 877-296-4892 or visiting https://www.assuranceplus.com/claims. 
 
If GAP or a warranty was purchased from a dealer, please contact the product provider(s) to start the claim process. 
The easiest way to check on all your WyHy accounts is to log in to online or mobile banking.
 
Not currently using online banking? Sign up online today!
It's important to have your home or vehicle inspected by a licensed professional who can identify areas that may need immediate repair.
  1. Bring it to any of WyHy locations so it can be placed on hold until the claim process is complete
  2. An WyHy representative will provide you with information about the insurance claim process

































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