WyHy SmartPoints is a rewards program to show you, the member, our appreciation for loyal membership! As a member of WyHy, you'll reach your financial goals with access to extraordinary benefits and develop a long-term partnership with SmartPoints!

Benefits without boundaries begin here. As a member, you earn 100 SmartPoints for every year of membership. For every dollar of interest paid or dividends earned you earn one point! And if that isn't easy enough, the more services you add the more points you earn, for example, we award points for direct deposit, online banking, online bill pay, eStatements, eAlerts, new loans and referring a new member.

SmartPoints are redeemable for one main purpose, TO SAVE YOU MONEY! Increase your Term Share Certificate Rate, lower your loan rate, or waive select fees. WyHy, We're With You!

*SmartPoints discounts are not available for Overdraft Lines of Credit, PayDay Loans or Real Estate Loans (with the exception of Streamline Mortgages). The SmartPoints program also does not apply to mortgage product fees.
**For CDs 24 months and greater
Not all fees can be waived using SmartPoints. Please speak to a Financial Life Coach for full details.