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Routing # 307086691 | Wiring Instructions
We're With You

Now anyone living in Wyoming can join us!

We're proud to announce that we've won the right to offer membership across our entire great state.

Some of our members might recall our celebration on November 20, 2017 when the National Credit Union Administration (NCUA), operating under their legal authority, approved that anyone who lives, works, worships or attends school in Wyoming was qualified for membership in WyHy.

Sadly, on April 20, 2018, the American Bankers Association (ABA) filed suit stating that the NCUA, (the legal entity established by Congress) didn’t have the authority to approve fields of membership. NCUA was required to reverse their approval for WyHy membership during this action. For more than two years the ABA spent their earnings – which could have been used for better rates for their customers – to fight their misguided battle in the courts. Finally, on June 29, 2020, the Supreme Court refused to review the Appellate Court’s decision, thus finally ending the ABA’s ill-advised fight. So, on July 7, 2020 the NCUA restored WyHy’s field of membership, once again allowing anyone who lives, works, worships or attends school in our great state – and their families - to join!

Our desire has always been to provide our members the best products and services available. Many others wanted to take advantage of WyHy membership, and now they are provided with a way to belong to WyHy.

We use the line, “We’re with you” because we mean it. We understand Wyoming and the independent, responsible people who live here. Our Board and management are local people who work, shop and live next to you.  We’re here to serve your needs and the needs of your neighbor, too. Now we’re proud to say, “We’re WyHy. We’re with you. We’re Wyoming.”

What's the difference between credit unions and banks?

Credit unions were originated in the mid-1800s in Europe. Banks were reluctant to lend money to certain individuals or groups, and these underserved consumers pooled their resources and formed cooperatives. Credit unions exist to serve the needs of their members. Credit unions help to educate members about sensible money management to improve their financial condition. This service-oriented philosophy is the most significant benefit of credit union membership. Credit unions are organizations of people, not of money, and as part owners, members have the right to vote on decisions affecting the credit union. One member has one vote, no matter if his or her deposit is $25 or $25,000.

Key differences between credit unions and banks

Credit Unions

  • Credit unions are managed by volunteer Boards of Directors who serve only to assist the financial health of the entire membership. Credit union members vote in board elections.
  • Credit unions do not operate for a profit, and therefore do not pay corporate income taxes. Credit unions pay other state and national taxes.
  • Credit unions, by federal law, must retain a high percentage of capital to protect members' savings, weather tough economic times and fund the ability to grow and better serve members.
  • Credit unions, as not-for-profit organizations, serve the financial well-being of the member through free consumer education and counseling.


  • Banks are managed by boards of shareholders who expect to profit from the customers who use their products and services. Bank customers have no input into the management of their financial institution.
  • Banks operate for a profit, and therefore do pay corporate income taxes and all other state and national taxes.
  • Banks can issue stock to raise capital and must retain a low percentage for savings.
  • Banks can grow any way they choose and expand into any market they choose.
  • Banks can serve any customer in any state, and their growth is not restricted by any government agency.

Find out more about special offers and join us: