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Hybrid HELOC

Some older things are considered classic, retro, or cool. Unfortunately, this isn't the case with Home Equity Loans! You want your financing to be up to date! That’s why we created the new Hybrid HELOC from WyHy.

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Our Hybrid HELOC has features like rate locks to protect you from rising rates, easy access to cash, no cost for maintaining your credit line, and much more.

As Granny would say, that's groovy.

Use your HELOC for anything you want:

  • Remodeling or upgrading your home
  • Consolidate debt
  • Education costs
  • A dream vacation
  • Or anything else

What a WyHy Hybrid HELOC can offer you! 

  • Current fixed rates as low as 4.75% APR1
  • Unlimited access to your line of credit
  • Up to 100% of your home's value

A Home Depot Gift Card & No Fees!

For a limited time, all our home equity and HELOCs come with a The Home Depot® gift card valued up to $3002! Plus, we're waiving all fees3.

Call, click or come by a branch for more details. 

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1APR = Annual Percentage Rate. Rates "as low as" dependent on creditworthiness, Auto Pay, and/or SmartPoints discounts. Rates can change at any time. Other terms and conditions may apply. Contact the Credit Union for full details regarding any WyHy loan product and program. Rates as of April 29, 2022.

2 The amount of The Home Depot® gift card is dependent on the opening loan balance. This loan balance must remain active for at least six months. The Home Depot is a registered trademark of The Home Depot U.S.A., Inc., which is not a participant in this promotion and is not affiliated in any way with WyHy Federal Credit Union.

3 Waived fees apply only to WyHy equity loan products and not First Mortgages. Limited time offer.

Equal Housing Lender | NMLS #456099