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Home Equity & Hybrid HELOCs

You have worked hard to build value in your home, and now you are ready to put your equity to work for you. WyHy has the options you need to take cash out of your home’s equity and use it for whatever your want.

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Better rates make bigger dreams happen. From home improvements to college tuition, dream vacations, and more, lock in today's low rates! We're here to help with the home equity loan that's right for you.

Home Equity Loans

  • Current fixed rates as low as 3.24% APR1
  • Loan to value up to 90% of your home's value
  • 15 - 20 year terms

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Hybrid HELOCs

  • Current fixed rates as low as 4.0% APR1
  • Unlimited access to your line of credit
  • Up to 100% of your home's value

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A Home Depot Gift Card & No Fees!

For a limited time, all our home equity and HELOCs come with a The Home Depot® gift card valued up to $3002! Plus, we're waiving all fees3.

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Call, click or come by a branch for more details. Let us make your big plans happen with a small rate Home Equity or Hybrid HELOC.


1 APR = Annual Percentage Rate. Rates "as low as" dependent on creditworthiness, Auto Pay, and/or SmartPoints discounts. Rates can change at any time. Other terms and conditions may apply. Contact the Credit Union for full details regarding any WyHy loan product and program. Rates effective as of March 1, 2022.
2 The amount of The Home Depot® gift card is dependent on the opening loan balance. This loan balance must remain active for at least six months. The Home Depot is a registered trademark of The Home Depot U.S.A., Inc., which is not a participant in this promotion and is not affiliated in any way with WyHy Federal Credit Union.
3 Waived fees apply only to WyHy equity loan products and not First Mortgages. Limited time offer.

Equal Housing Lender | NMLS #456099