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Refinance in days.
Save for years.


Imagine your life without mortgage payments.

Click Apply Now, select Home Equity, and
set purpose as Refinance Other. 

Apply Now

If you didn't have a mortgage payment, what would you do with that extra cash?

Our streamline mortgage lets you pay off your home in just 10 years, and could shave thousands of dollars in interest off your loan. Save even more with our current promotion: ZERO closing costs!

Simplified Process
Simply click the Apply button, submit required materials, and wait for our phone call!

Closings in 15 Business Days
Once we receive the required materials,* we can get you in and out in as little as 15 business days!

Zero Closing Costs
Why pay money to start saving? We're waiving those closing costs to get you saving right now!


Save for Years with a limited-time promo: 

  • Valid Monday, March 15 - Wednesday, June 30, 2021;
  • No closing costs;** 
  • Borrow up to $250,000;
  • Up to 70% loan-to-value;
  • 10- and 5-year fixed-rated terms available; 
  • Valid on refinances;
  • No early payoff penalty;
  • Closes within 15 business days after we receive the following:*
    -Current 1st/2nd mortgage and/or HELOC statement;
    -Copy of home insurance policy;
    -Income verification / 2 most recent paystubs;
    -If self-employed, 2 years of complete tax returns (personal & business);
    -Rental income proof from most recent tax return or current leases (if applicable);
    -If paying off debt, attach most recent statement, including credit cards.
     
EXAMPLE: Save for Years Streamline Mortgage
  Existing Mortgage Refi to Streamline
Loan Balance $150,000 $150,000
Loan Term 15 years 10 years
APR 4.50% 2.89%
Total Monthly Payment $1,147.49 $1,440.81
Total Interest $56,548.18 $22,896.81
Total Savings   $33,651.37

Wondering what your payment would be? At 2.89% for a 10-year term, the monthly payment would be $9.61 per $1,000 financed. 

Have questions? Our Member Service Advisors would love to talk to you more about this loan product! Call us during business hours at 1.800.442.2392. 

APR=Annual Percentage Rate. Rates "as low as" dependent on creditworthiness and loan-to-value, and are subject to WyHy approval. Rate is accurate as of 3/15/2021. Call for updates. Terms and Conditions may apply. Rates and Terms are subject to eligibility and may change without notice. Contact the Credit Union for full details regarding any WyHy loan products. 

*We will close in 15 business days after we receive the following materials:  current 1st/2nd mortgage and/or HELOC statement; Copy of home insurance policy, Income verification / 2 most recent paystubs; if self-employed, 2 years of complete tax returns (personal & business); Rental income proof from most recent tax return or current leases (if applicable); If paying off debt, attach most recent statement, including credit cards.

**No closing cost promotion does not include appraisal fees. In the event an appraisal is required, this fee will be included.