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Like getting a brand new vehicle every couple of years?
Looking to upgraded what you drive but aren't sure if it's affordable?
Would lower monthly payments fit into your budget?

If your answer is, "Yes!" to any of these, then PaymentSaver is the right auto loan for you.

Apply Now   View Rates   Online Payments

Like a lease, our PaymentSaver offers payments considerably lower than conventional financing. Yet, unlike leasing, you own the vehicle and enjoy the flexibility and benefits that come with vehicle ownership.

Understanding a Balloon Loan Option on an Auto Loan

All new and up to five-year-old vehicles qualify for PaymentSaver with our program including such benefits and features as:

  • Monthly payments up to 40% lower than conventional financing
  • Rates as low as 4.40% APR depending on term*
  • Terms range from 24 months - 72 months
  • Financing with NO MONEY DOWN
  • NO capitalization fees
  • NO application fee
  • NO security deposit
  • NO up front first or last payment
  • Option to sell, trade, finance vehicle anytime
  • Or return the vehicle at loan maturity and simply “walk away"
  • Mileage options of 12,000, 15,000 and 18,000 per year available

See How This All Works Here

Click Here to Calculate Your Payment with the Vehicle You Want

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*All loans are subject to credit approval. Valid toward vehicles that are 5 years old or newer. Subject to mileage restrictions. This is a balloon lending program available through our partnership with Auto Financial Group (AFG) and various terms and rates are available. Vehicles not eligible on the program include those considered “Grey Market”, “Lemon Law” or Salvaged vehicles. Skip a pay or loan extensions are not allowed on the AFG Balloon Program. SmartPoints can be used to reduce your rate by 0.25% - some restrictions may apply. Contact us for complete details.