FoolProof

Real Consumer Education

New FoolProof Information

FoolProof has recently posted a special in-depth feature on the upcoming credit card rules and how they impact members. Click the below to learn more.
http://ie.foolproofonline.info/wyhy/

FoolProof Solo

FoolProof Solo is a complete financial education program for young adults, teaching the realities of money and credit. Click here to learn more and register for your free account.
http://solo.foolproofonline.info/wyhy

Student Login

Information Edge

Information Edge is a website for adults that provides straight answers and unbiased information on dozens of consumer issues. This online newspaper features videos, podcasts and breaking news - telling the truth about consumerism. This website will assist you in making the best financial decisions for yourself.
http://www.informationedge.info/wyhy

CUHQ

CUHQ is a website designed to give young people a heads-up on the real world as they head to college or enter the workforce. Every month CUHQ posts new articles on interesting consumer issues that are important to you.
http://www.foolproofhq.info/wyhy

FoolProof for Parents

Are you interested in helping prepare your children for the financial future that lies ahead of them? If so, click below to learn ways to instill valuable financial lessons in your children.
http://www.foolproofforparents.info/wyhy

FoolProof for Teachers

FoolProof for high schools is a highly interactive, self-grading group of online lessons called "modules." The modules teach young people about money, financial responsibility and the realities of the free enterprise system. The program was developed by consumer advocates, teachers and students. The program's core modules also meet most state financial literacy standards. If you are interested in using this free tool in your classroom, simply click the link below.
http://www.foolproofonline.info/support/national

Teacher Login

Teachers, login to manage your classroom accounts here.
http://www.foolproofonline.info/cu/fp/teacher/default.php

President's Letter to Members

Dear WyHy Federal Credit Union Members,

To say 2009 was an interesting year would be an understatement. As we approach 2010, the economy is still at the top of everyone's mind. While uncertainties about the status of the economy remain, WyHy remains a sound, secure and safe financial institution. WyHy's top priority is our membership. WyHy is owned by its members. WyHy is a "not for profit" organization. These are the founding principles of credit unions. During times like these, the difference between credit unions and other financial institutions become clearer than ever. Experts across the nation are touting credit unions for their safety, soundness, better rates and lower fees. I encourage you to refer credit unions to your friends and families, now is the time to make the switch from the big banks!

As a member-owned institution, we make decisions for the benefit of our membership. You often hear financial institutions are not lending. We are! In 2009, while most financial institutions had no loan growth in 2009, WyHy grew loans 19%, while most financial institutions had higher delinquencies, WyHy's dropped. As a result of the trust you place in us, and the efforts of our staff, your credit union has grown successfully in 2009. Without a doubt, your credit union continues to do well during these challenging economic times. The reason for these successes is simple; we continue to make decisions that benefit our members.

At WyHy, we strive to offer personalized solutions that meet the individual needs of our members. We see this approach as a way to respect what our members want and need from their financial institution. When we listen to our members, we recognize that you care about your community. We are committed to supporting communities throughout Wyoming not only through monetary donations, but with our time and talent. By supporting the local agencies that serve you, we hope to positively impact your overall quality of life. Some of these agencies we supported this year include, Adopt a Family, Adopt a Soldier, Cell Phone for Soldiers, Cheyenne Animal Shelter, Meals on Wheels, Boys & Girls Club, Nicolaysen Art Museum, Cheyenne Schools Foundation, Comea Donations, United Way and United Blood Services. At WyHy, giving back to our communities is not a policy it is a principal.

As we enter 2010, rest assured that the Board of Directors and staff are committed to maintaining WyHy's safety, soundness and financial strength. We look forward to continuing our efforts in providing you with the most competitive products and services and by rewarding your loyalty with our SmartPoints program. The rewards program that gives you the ability to decrease certain loan rates, increase certificate of deposit rates and waive certain service fees. I'm also excited to announce that we will be introducing a new credit card program and Business Account Solutions, so stay tuned for more details in the coming months.

I am proud of WyHy's continued strength and security and would like to thank you for its growth and your membership.