SmartPoints

WyHy SmartPoints is your rewards program to show you, the member, our appreciation for loyal membership! As a member of WyHy, you'll reach your financial goals with access to extraordinary benefits and develop a long-term partnership with SmartPoints!

Benefits without boundaries begin here. As a member, you earn 100 SmartPoints for every year of membership. For every dollar of interest paid or dividends earned you earn one point! And if that isn't easy enough, the more services you add the more points you earn, for example, we award points for direct deposit, online banking, online bill pay, eStatements, eAlerts, new loans and referring a new member.

SmartPoints are redeemable for one main purpose, TO SAVE YOU MONEY! Increase your Term Share Certificate Rate, lower your loan rate and waive a fee. You may use your SmartPoint balance whenever you wish. WyHy, is your road to Smart Banking.

* The SmartPoints program does not apply to mortgage product fees.

President's Letter to Members

Revised: June 8^th, 2010

WyHy continues to put you, our owner and your interest's first! We are asking for both your help and request your support for your credit union!

As a WyHy owner, you have a right to know how governmental changes can affect your everyday routine. The Senate has recently passed an amendment to the financial reform bill that will have a significant impact on how you use your debit card. WyHy does not support this legislation, and we would like to explain why.

We do not believe the federal government should decide how much it should cost for stores to accept debit cards, especially if it will force financial institutions to raise the rates on these cards for customers. We also disagree with the amendment because it will give retailers the ability to set minimum and maximum payment amounts, and to discriminate between cards, charging more for one than another. We don't want you to be forced to carry cash, just to avoid being stranded at the register if you can't use your card. We don't want you to have to carry several cards, just to avoid paying more to use one versus another.

Please speak out against this amendment becoming law before it is too late. This is a simple process that should only take a couple of minutes to complete. Please click here to send a letter or email to your Member of Congress. This is time sensitive, make your voice heard.