WyHy Federal Credit Union
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Share or Term Certificate Secured Loans

  • Repayment Terms: 6 month single payment, or a minimum monthly payment of $50, with a balloon payment due at maturity, not to exceed 60 months.
  • Interest Rates: 3% above the current rate the Member is earning on the Share or Certificate used as collateral for the loan.
  • Processing Fee: Refer to fee schedule.
  • Early Payoff Penalty: None
  • Interest: Simple interest based on a 365 daily accrual.
  • Monthly Payment: Payments may be made in person, through the mail, auto deduction, payroll deduction, online banking or telephone banking.
  • To apply for a loan Click Here.