New, Used and Recreational Auto Loans

New and Used Vehicle Loans

WyHy makes it easy to purchase a new or used vehicle. When you decide to buy, save time and money by visiting WyHy Federal Credit Union first and apply online for a pre-approved loan.
When you are ready to purchase a new or pre-owned automobile or RV, visit one of WyHy's participating dealers.
H.M. Brown & Associates, Inc. Automobile Sales and Leasing work with our Members to locate the vehicle the Member desires, with the very best price of lease payment, with virtually no time invested and with absolutely no negotiating by our own Member.
Broker: Ray Tracy
Phone: 720-206-0345
Email: rtracy@hmbrown.com
Website: www.hmbrown.com
WyHy Federal Credit Union offers loans on almost any type of vehicle. From new or used autos to travel trailers, snowmobiles, boats, campers, motor homes, motorcycles and more.
Repayment Terms: 24-84 months on new and used autos, 84-144 months on larger items such as fifth wheel trailers or motor homes.
Interest Rates: Based on borrower's credit score.
Processing Fee: Refer to fee schedule.
Early Payoff Penalty: None
Interest: Simple interest based on a 365 daily accrual.
Monthly Payment: Payments may be made in person, through the mail, auto deduction, payroll deduction, online banking or telephone banking.
Statements: Quarterly or monthly (if available). Statements can be delivered via online banking, or through the mail. Members who select e-statements via online banking will be able to view their statements on the 1st day of each month.
Reduce your rate with SmartPoints!
Click Here to view for important loan information.
To apply for a loan Click Here.

* Current loans at WyHy not eligible. You choose your Road to Smart Banking by receiving 1% CASH BACK for refinanced loans from other financial institutions and new vehicle purchases only financed through WyHy, maximum cash back of $599 on a loan of $59,999. Indirect dealer loans not eligible and limit one rebate per vehicle. OR 1% off your current rate or qualified rate with WyHy. Floor rate of 3.90% APR applies with approved credit, SmartPoints accrual, Auto Pay and a 24 mos term. The APR (Annual Percentage Rate) on all loans will be based on credit. Your rate may vary. Certain restrictions may apply. Contact us for specific details. LIMITED TIME OFFER ends June 30, 2010. WyHy reserves the right to immediately discontinue at any time any or all such promotional rates. Excludes other offers, promotions or interest loans. Don't forget to ask for vehicle GAP and MBP, along with Smart Payment Protection for your security.

President's Letter to Members

Revised: June 8^th, 2010

WyHy continues to put you, our owner and your interest's first! We are asking for both your help and request your support for your credit union!

As a WyHy owner, you have a right to know how governmental changes can affect your everyday routine. The Senate has recently passed an amendment to the financial reform bill that will have a significant impact on how you use your debit card. WyHy does not support this legislation, and we would like to explain why.

We do not believe the federal government should decide how much it should cost for stores to accept debit cards, especially if it will force financial institutions to raise the rates on these cards for customers. We also disagree with the amendment because it will give retailers the ability to set minimum and maximum payment amounts, and to discriminate between cards, charging more for one than another. We don't want you to be forced to carry cash, just to avoid being stranded at the register if you can't use your card. We don't want you to have to carry several cards, just to avoid paying more to use one versus another.

Please speak out against this amendment becoming law before it is too late. This is a simple process that should only take a couple of minutes to complete. Please click here to send a letter or email to your Member of Congress. This is time sensitive, make your voice heard.