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1st Mortgage Loans (CU Members)

WyHy Loan Advantage

  • WyHy partners with CU Members Mortgage to offer our Members a wide variety of mortgage options.
  • Visit CU Members Mortgage to apply or learn more.
  • Members are able to finance the purchase of their new home, or refinance their existing loan, at competitive rates.
  • Secondary market first mortgages are available for homes in all 50 states.
  • One-time close options for construction loans (construction loan and the mortgage are closed at the same time to reduce costs).
  • Financing is available for rental property as well.
  • Repayment Terms: Up to 40 years
  • Loan to Value: Up to 100%
  • Interest Rates: Current secondary market rate
  • Processing Fees: Fees will vary and are based on loan amount and loan to value. Fees may include, but are not limited to: origination fee, appraisal fee, processing fee, recording fee and title insurance.
  • Early Payoff Penalty: None
  • Late Fees: 5% of the payment, after 15 days late
  • Interest: Monthly 360 day accrual
  • Monthly Payments: Payments can be mailed, made online or processed through auto-deduction.
  • Statements: Mortgage account can be viewed by accessing Colonials Savings' website at http://www.colonialsavings.com.

Close President's Letter to Members
WyHy Federal Credit Union

Urgent message from the CEO President's Letter to Members

Revised: June 8th, 2010

Dear WyHy Federal Credit Union Members,

WyHy continues to put you, our owner and your interest's first! We are asking for both your help and request your support for your credit union!

As a WyHy owner, you have a right to know how governmental changes can affect your everyday routine. The Senate has recently passed an amendment to the financial reform bill that will have a significant impact on how you use your debit card. WyHy does not support this legislation, and we would like to explain why.

We do not believe the federal government should decide how much it should cost for stores to accept debit cards, especially if it will force financial institutions to raise the rates on these cards for customers. We also disagree with the amendment because it will give retailers the ability to set minimum and maximum payment amounts, and to discriminate between cards, charging more for one than another. We don't want you to be forced to carry cash, just to avoid being stranded at the register if you can't use your card. We don't want you to have to carry several cards, just to avoid paying more to use one versus another.

Please speak out against this amendment becoming law before it is too late. This is a simple process that should only take a couple of minutes to complete. Please click here to send a letter or email to your Member of Congress. This is time sensitive, make your voice heard.


Sincerely,


William Willingham, III
President/CEO