WyHy Federal Credit Union
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Mobile Home Loans

  • WyHy offers loans for the purchase and refinance of both new and used mobile homes.
  • Loan to Value: New: 70% of the purchase price, Used: 75% of the appraised value of purchase price, whichever is less.
  • Repayment Terms: Amortized up to 15 years with a 5 year balloon.
  • Interest Rates: Based on borrower's credit score and loan to value.
  • Early Payoff Penalty: None
  • Processing Fees: Fees will vary and are based on loan amount and loan to value. Fees may include, but are not limited to: appraisal fee, document preparation, flood certification, origination fee, recording fee and title insurance.
  • Interest: Simple interest based on a 365 daily accrual.
  • Monthly Payment: Payments may be made in person, through the mail, auto deduction, payroll deduction, online banking or telephone banking.
  • Reduce your rate with SmartPoints!
  • To apply for a loan Click Here.