3 to 60 month Term Share Certificates

• Fixed rate, fixed term certificate of deposit that provides a higher return than a regular share account.
• Automatically renews at maturity with a 10 day grace period.
• Minimum Balance: $500
• Penalty: 3-12 months: the smaller of interest since the date of issuance/renewal, or 90 days interest on the amount withdrawn. Greater than 12 months: the smaller of interest since the date of issuance/renewal, or 180 days interest on the amount withdrawn.
• Dividends are accrued daily and compounded quarterly. Earned dividends can be credited to the certificate, taken by check or transferred to another share account quarterly.
• Term: 3 months, up to 60 months
• Tiered Rate: Rates are based on the dollar amount and term of the investment. The more you deposit, the greater the rate. Refer to rate sheet for current rates.
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