WyHy Federal Credit Union
APY*
Current Rates
14 Mo. Certificate3.30%
6 Mo. Certificate2.10%
Interest Checking0.50%
Money Market1.83%
APR*
Current Rates
New Auto5.40%
Used Auto5.40%
HELOC5.00%
2nd Mortgage5.25%
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Roth IRA

  • A Roth IRA is less restrictive than traditional IRAs. Earnings on contributions accumulate tax-free.
  • Contributions are not deductible for federal income tax purposes.
  • Contributions may be withdrawn at any time, for any reason, tax free.
  • No 10% penalty for early withdraw (subject to certain conditions) on traditional IRAs rolled into a Roth IRA. However, the distribution will be considered income for federal tax purposes.
  • Contributions can be withdrawn tax free at any time.
  • Earned dividends can be withdrawn to buy a first home, after five years.
  • Contributions from earned income can be made after age 70.5.
  • Distributions are not required at age 70.5.