Savings/Certificates

Share Account
Money Market Savings
Term Share Certificates

WyHy is pleased to offer you a variety of savings options to ensure you meet your financial goals. All eligible accounts are insured by the National Credit Union Share Insurance Fund (NCUSIF) up to $100,000, and you can ask your WyHy representative how to increase the insured level. As an additional benefit, you are entitled to receive $1000 of Accidental Death and Dismemberment Insurance.

Share Account*

A Share Account is a savings account which establishes membership at WyHy. By opening a Share Account, you become a Member-Owner of the credit union. You will need to make an initial deposit of $10.00 when you open your Share Account with $5.00 being retained by WyHy as a membership fee. The remaining $5.00 remains a Share par Value in the account and will be available to you after 90 days.

 

Money Market Savings**

You can earn a higher rate while maintaining access to your money. The Money Market savings from WyHy provides competitive tiered yields that increase with your balance so the more you have on deposit, the more you earn. With this account, you can maximize your yield while having the ability to move funds, make additional deposits, and withdraw money up to six times each month, including three times by check. The minimum balance requirement is $2,500.00 and there are five tiers with great yields.

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Term Share Certificates

WyHy offers Term Share Certificates with terms to meet your needs, from three to 60 months. Plus, our great yields are tiered so the more you deposit the greater your return. Upon maturity, your CD is automatically renewed for the same term at the current rate (unless otherwise specified). The minimum deposit is just $500.00 with five tiers to maximize your investment. There is a penalty for early withdrawal. A savings calculator is available to help you find out how much your investment will be worth at maturity.

* During any month, you may not make more than six withdrawals or transfers to another Credit Union account of yours or to a third party by means of a preauthorized or automatic transfer, computer transfer, telephonic order or instruction, or similar order to a third party. You will not be allowed to exceed the transfer limit set forth above.

* 14 month step-up is excluded as an IRA product.

** During any month, you may not make more than six withdrawals or transfers to another Credit Union account of yours or to a third party by means of a preauthorized or automatic transfer, computer transfer, or telephonic order or instruction. No more than three of the six transfers may be made by check or similar order to a third party. You will not be allowed to exceed the transfer limit set forth above.

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